RE: Does HBD’s 20% APR make it a scam?

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I think if we believe that HBD is a scam, then then whole HIVE ecosystem will all be a scam. Yes the APR might be quite high, but only a few how put big money into HBD savings. And the dev and witness might do some changes when they think it is necessary.

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That's why. It is easy to throw such a word at something that someone doesn't understand.

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