HBD savings to the rescue

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I went to the mechanic workshop today and I finally got the bill. Fortunately for me, I'm not going to have too many new parts and all the work can be sorted out by a panel beater.

Besides what was shown in the picture, a metal bar inside the bumper got wrecked pretty badly. On top of that, the trunk was also totally fucked, and doesn't close anymore.

The only part of the car that requires replacing will be the brake/reverse light.

The total cost for the repairs amounts to 50,000 naira or roughly $110 at the official exchange rate. That's money that could have been used for food and stuff.

No liquid

Ever since this bear market started, we've had to make serious budget cuts and one of which is that I hardly have ever have anything more than $50 on me.

Thanks to our low cost of living, once we have food and the necessities covered, $50 is usually enough for 10 days or so. I usually use it to buy fuel and miscellaneous expenditures.

Anyway, the total bill for the repairs turned out to be at least twice whatever I had on me at the time. I was able to pay for half and the other half will be paid later.

I'm good for the bill but I still told my friend that crashed the car to chip in. He's going through some shit right now, so I'd hate to bring him bad news but since he bashed it, he has to pay up.

Anyway, the other part of the fund will have to be scrapped up from a bunch of tokens that I have laying around on Hive. They're tokens that I'd have normally preferred to stake but hey, life happens.

Hive to the rescue

I'm also pulling out a little bit of HBD to cover for house stuff.

I'm not going to lie, this 20% APR has really been beneficial to me. It has enabled us to stay afloat in these trying times.

I've kept a stable amount that, I'd have honestly preferred to continue adding to. On the brighter side, it has remained largely stable and it is all thanks to the monthly earning I get from saving HBD.

Most of the HBD savings I have left is meant for our relocation plans. There has been progressed on that front but that's a conversation for another day.

The moral of the story is that thanks to Hive/HBD savings, I can handle handle unexpected expenditures.

Posted Using LeoFinance Beta



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21 comments
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I think you’re wise for not being afraid to ask your friend to pitch in. Sounds like all of this will be sorted out soon and you’ll be able to manage okay.

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$110 all up for those repairs is actually a good result.

No doubt my dumbarse that knows nothing about cars would have been tricked into paying a shitload more.

God I hate mechanics...

Posted Using LeoFinance Beta

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LoL mechanics are always looking for a big score, so if they sense weakness, they'll pounce and tell you ridiculous prizes.

Anyway, most of the work they're doing is labour intensive and labour is quite cheap here.

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I'm only have 630 HBD into savings, Hope to get to 10000 HBD someday.

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$110? 50k? No, that's no supposed to be the amount? Who do you trade with?, you may wanna change your dealer if that's what you get from a $110 exchange.

I can trade that for 60k frankly speaking...

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Interesting story belemo!
Just curious, how do you cash out HBD?

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Thanks. I either convert it to Hive or simply buy Hive in the internal market, sell the Hive on Binance and then exchange to fiat with P2P

Posted using LeoFinance Mobile

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The HIVE route ... I was wondering are you maybe using the polycub phdb-usdc pool

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I would have but I limit my use of my hardware wallet/metamask.

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