避免不良消费习惯 // Avoid bad spending habit
The reason why some individuals have not been able to achieve any of their financial goals is because they have a bad spending habit , they are always spending more than they earn or spending more than they can afford..
For example , imagine someone who is earning less than $1000 in a month with monthly expenses of up to $700 , leaving him or her with savings of just $300.., and such person is buying a car worth of $30,000 minus the cost of maintainance...It means the person would have to literarily use all their monthly savings for up to ten years just because they want to buy a car ...owning a car is not something which is bad , but you should buy only what you can afford..
Breaking your 10 years life savings to buy a car is something which I consider as a bad decision..
Why go totally broke after buying a car?? And besides how will the person be able to maintain the car when they have spent all their life savings already to buy the car, so which money will they use to spend on the car maintenance??
This is just one of the examples of how bad spending habit can ruin the financial goals of a person, how it can make a person to experience anvery terrible bankruptcy...
If you want to experience financial freedom , then you really need to ensure that you have a good spending habit , bad spending habit would make you worse and not better...
有些人无法实现任何财务目标的原因是因为他们有不良的消费习惯，他们总是花得比收入多或花得比他们能承受的多。
例如，假设某人一个月收入不到 1000 美元，而每月的开支高达 700 美元，而他或她只剩下 300 美元的积蓄……而这个人购买的汽车价值 30,000 美元减去维护成本。 ..这意味着这个人将不得不花掉他们所有的每月积蓄长达十年，只是因为他们想买车......拥有汽车并不是什么坏事，但你应该只买你能买得起的东西..
我认为花掉你 10 年的积蓄买车是一个糟糕的决定。
为什么买了车就破产了？？况且这个人已经把毕生的积蓄都花在了买车上，又要如何保养这辆车，那他们又会用哪些钱来保养汽车呢？
这只是不良消费习惯如何破坏一个人的财务目标，如何使一个人经历非常可怕的破产的例子之一......
如果你想体验财务自由，那么你真的需要确保你有一个好的消费习惯，坏的消费习惯只会让你变得更糟而不是更好......