RE: Some Thoughts On Hive Backed Dollar (HBD)

As far as I understand, the HBD has to stay in your savings account. The interest is based on how much HBD you have in savings and how many seconds it has stayed there since the last savings transaction (whatever the transaction was).

Also, APR means yearly. So if you put 100 HBD in savings, then over one year you will get 10 HBD interest.