Between HBD Savings and pHBD-USDC Vault, Which is the Fastest Retirement Platform to Choose From

Hello LeoFinance ecosystem!

Today I bring you a simple but technical question for you to brainstorm, plan and act as fast as possible.

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Have you ever been place in a puzzle to choose from to important platforms and take a quick decision on which of them to choose from. Although, my post today isn't putting pressure on you to choose as quick as possible, but to take your time to think about the platform to choose from.

You might be wondering which platforms am I talking about and why do you need to choose from any of them. The platforms are on-chain HBD savings and pHBD-USDC vault.

Yesterday, I wrote a post entitled: Plan to Retire With vexPOLYCUB Savings Model - Only the Wise Understands the Retirement Benefits in vexPOLYCUB and in that post, I looked at vexPolyCub as the best retirement plan anyone on the blockchain can choose from and today, I'm looking at other platforms that can be used as options for retirement.

Are you thinking about retirement and where to invest your money against an imminent retirement in the nearest future, then make a choice between investing your money in HBD savings or in pHBD on the Polygon network.

The puzzle here is between these two investment platforms, which do you think is the fastest to bring the required yield that'll take you to your retirement in a quick secession.

This to me is a very difficult choice to make in a quick secession. This is because, both platforms are targeted towards values and improving on your investment.

Let's take a look at what each platform have to offer potential retirees.

On-chain HBD savings offers the entire hive blockchain an amazing 20% interest on savings. This is second to none when you talk about stablecoin interest. It should be noted that, investors stand a chance to make cool cash out of this platform when the quantity of HBD is much, although the platform isn't limited to any specific figures. So you can transfer any amount of HBD to your saving section.

pHBD on the other hand, offers better % on APR, than that of HBD savings. The current APR for pHBD is at about 29% worth about $350k.

pHBD reward pool isn't limited to the whooping APR, but also have an identical ratio, which is 1 pHBD is 1 HBD on-chain. This makes the values of pHBD to become safe.

Why I'll choose pHBD-USDC vault for retirement
pHBD is a platform that have been experimented and found trustworthy to invest in.
pHBD-USDC vault has about 4 value accrual channels, while on-chain HBD savings just have one.

Secondly, one can wrap and unwrap pHBD-USDC vault at anything, just with a little 0.25% fee for your transaction. This is very significant to the fast growth of the platform

Posted Using LeoFinance Beta



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4 comments
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This post interest me a lot. I've been thinking of converting a bit into this polycub-xpolycub and see how things go. But the info I have at hand about staking or farming is not enough. Even if I decide to ask questions on the leo discord, it might not help me the way I want it. I discovered people don't like taking time to explain things deeper, they just touch some points and that might not really quench your taste for what you're searching for. If you've invested in this, could you help me with figure. But definitely not here. If you're on discord or any one on one chat, I'll prefer.

Thanks for your understanding and consideration in advance.

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I am currently on the phbd/USDC on polycub. Makes it easier for me as am fully into defi. I intend buying and saving some hbd too, with this recent increase, I don't I ow how that's going to be now.

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I preferred on chain hbd as I have lost faith in most defi, sticking with the old saying not your keys not your coin, most staking on defi platforms are not on chain and as such users do not have access to the keys. I stand too be corrected if polycub staking gives users their keys to unstake funds using another third party interfaces

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