Doing The Right Thing

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I am no angel but when it comes to doing the right thing I think most of us would do what is morally right.

Yesterday I had a bizarre situation arise involving one of my old business suppliers who I haven't had contact with for a good few years. He mistakenly paid some money into a bank account of mine and phoned me once he realised his error.

This was not a small amount and was rather substantial being in excess of $5K so he was panicking slightly. He needn't have worried as firstly any funny amounts appearing in the account would trigger alarm bells and the money would have been returned even without the phone call. The problem was I hadn't used this particular account for a good 4 or 5 years and needed to find the account number first to log in.

I had to wait for the funds to clear and kept him in the loop until I had sent the funds back with all the proof from my end. I felt uncomfortable having someone else's money in my account even though I had no part of that process. I hope he learns from this as imagine if I was overdrawn or had creditors looking for outstanding payments as this deposit would have triggered payments leaving him short. I am sure this has happened in the past to others and is not something you can ever count out happening.

These days our heads are so full of passwords it is amazing we remember anything at all. How many phone numbers we knew off by heart in the old days before cell phones always amazed me. In many ways this is wasted brain activity as I tend to retain useless information over the important stuff. After a few minutes however I managed to log in as the required numbers magically appeared even after a good 4 years.

He was lucky as I have read other outcomes where the lucky recipient started spending a windfall that had magically appeared in their accounts. That lady received a jail term which is quite right as she knew exactly what she was doing and is pure common sense. She received roughly $1 million when she was only supposed to receive $100 so many zero's difference and she knew this was an error as why wouldn't you. Apparently it is a crime if you knowingly spend a mistaken deposit into your account. Just Google this and you will be shocked at how frequently this happens and how many go on spending sprees. Humans and greed being tested with so many failing makes you question their upbringing.

The difference in crypto however is who would you know who to contact if suddenly 50 Bitcoin appeared in your wallet? I would like to think I would try at least to find out where it came from as this may not be that easy. I think these are areas that will one day be resolved as crypto is meant to be translucent with everything on the blockchain except not knowing who the recipients really are.

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