#FinancialGoals2021 Initiative - My plan to conquest 2021

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(Edited)

Without a doubt, 2020 was a challenging year for many. People I know lost their business, cancel their wedding, lost a job, and some even lost a relative or died. But life has weird ways of affecting people.

For my wife @grisvisa and me, 2020 was our best year financially. We were finally able to spread our wings and reach many of our material goals. We want to 10x what we achieved this past year in 2021.

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I have many financial goals and plans that I want to share; I'll divide them into categories to organize my ideas. Let's begin:

Minimalist Lifestyle

For some years now, I have become very interested in minimalism. I love the concept, but of course, I don't take it to the extremes. I want to avoid unnecessary purchases and luxury that is often used only to impress people. I want to avoid buying things that will not add value to my life. Also, I want to stop buying unhealthy things, like junk food with a lot of sugar.

For me, minimalism is about being happy with what I have and not wanting more. I'm talking about things like clothing, appliances, cars, and material things that will only lose their value as time passes. I will always want more HIVE and crypto because they are more likely to go up in value. I hate going to big stores to buy clothes, as a matter of fact, most of the clothes I have were a gift on holiday or used to belong to a relative. Right now, I do not own a car, and I don't need it. I'd rather invest my money in things that I love than in things that are not valuable.

If you haven't seen this documentary, I invite you to check out the trailer:

Having more is not gonna make your happier.

Debt Free

Currently, I only have one debt, and it's something that I'm paying less than 35 dollars a month with no interest. This year I plan to avoid any loan or credit unless it's going to help me build a business where I can sell things fast and cover the payments. I will talk more about this in my next point.

Build more income sources

In my opinion, the best way to achieve financial freedom is to have multiple sources of income. Also, building a strong passive income is something that can lead us to success. It's easier said than done, and I still have a long way to go. My current income sources are HIVE, Airbnb, and I help my wife sell her illustrations and designs.

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I love crypto, and I would like to make more income sources here, but I also want to diversify a little, so I'm considering creating an offline business related to food. I know this is a crazy idea, and it depends a lot on how the next 2 or 3 months play out. As I have mentioned before, we are selling the house where we live; if sold, I would like my part of the earnings to buy HIVE, LEO, and BTC. Still, we have to live somewhere, so one of the options will to live near @grisvisa's family and build a little house for ourselves. If this happens, we may have the opportunity to create an offline business. But as I said, that is not very likely.

Crypto Milestones

As you may know, I am the founder of @aliento, and I'm one of the organizers of this initiative. I recently made a post where I shared all the HivePower that we have on that account, and now I want to share our goals.

The @aliento account just surpassed 5k HivePower two days ago. We have a very ambitious goal that I'm going to set, but I'm not sure that it's going to be possible because it depends a lot on the sale of the house:

The goal is to reach Orca status (50K HP) with @aliento before Hive's first anniversary before March 20.

What do you think?

That's for Hive; for LEO, I would like to have at least 10,000 LeoPower before June and at least 25K LP before 2021 finishes. On this account, I would like to have at least 20k HivePower, which will be delegated to @aliento. My wife's account could easily reach Dolphin this year.

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Also, I'm going to start buying some Bitcoin as soon as possible, and I would like to have at least 0.20 BTC before the end of the year. Thanks for the recommendation, @mindtrap.

In conclusion, for 2021, we would like to have:

  • A good place to live.

  • Living within our means, with only the necessary and no debts.

  • Maybe an offline business to diversify our income sources.

  • Having lots of cryptos staked that give us good winnings.

  • 50k HivePower on @aliento and 25K LeoPower on @eddiespino.

Not a lot of growth compared with @aliento, but this is my progress in the last 30 days:

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https://hivestats.io/@eddiespino

EDIT: After reading this great post by @empoderat, I realized that I forgot to mention my price predictions, here they are:

- HIVE: $4.50

- LEO: $12.00

These songs sums it up.

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Follow @aliento for more initiatives.

Main Image Source

This initiative is sponsored by @theycallmedan and @financeleo. Organized by @aliento and @hispapro with the help of @tripode.

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62 comments
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That are some nice goals you set. Hope you achieve them. Good luck to you for 2021 success.

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i think you gonna achieve your goals! i may be a little hard with the house and stuff but if you manage that then everything will be much easier

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Yes! Thank you! I'm half-convinced that the house is going to be sold in the next two or three months. Even with the pandemic, a lot of people are buying houses in Mexico. There is a special kind of FUD in the air, hahaha.

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Ambicioso proyecto,pero creo que con disciplina y con trabajo en equipo se puede lograr casi todo. Exitos en ese proyecto 2021

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¡Hola Made! ¡Gracias! Sí, con disciplina y avanzando cada día al menos un pasito creo que se pueden lograr grandes cosas. Saludos.

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You are very clear about where you are going and that is fundamental. These are certainly ambitious figures, but you have shown that you are prepared to meet these challenges.

I'm sure I'll be here to take a closer look, so I'm with you.

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El estilo minimalista no es lo mio jeje, soy mas de tener gadjets tecnologicos a mi mano jaja, pero si ayuda a conservar las cosas mas simples.

Me gusta lo que tienes en mente para hacer este 2021 y me encanta todo lo que ha crecido @aliento, muchas felicidades, pero aun tenemos mucho camino que recorrer y cuentas con todo mi apoyo

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Si puedes ve el documental está interesante. El minimalismo que manejan no es extremista y trata de hacer una reflexión sobre el uso que le damos a las cosas.

Seguiremos trabajando para que @aliento crezca.

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You are one of the people that I follow the most from the shadows hahaha, I found your publication very interesting, I am going to try some of your strategies to see if they work for me in my plan

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Thank you! I'm glad that you found it helpful and happy to be of inspiration. I'm always available to chat if you need help! I'll check out your post.

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2021 será un año lleno de éxitos... Creo que si nos mantenemos positivos todo puede fluir Orgánicamente.

Cada inversión es un paso para la libertad económico y quitarnos de la mente ese pensamiento de obrero y ser emprendedores.

El limite es el Cielo mi amigo.

Bendiciones 😎👍✨.

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Muchas gracias amigo! Yo también creo que será un gran año. Seguro habrá retos como en cualquier año pero creo que tendremos muchas cosas buenas. Saludos.

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Este 2021 se puede tornar bueno. Hoy conseguí 105 Hive al vender una carta de Splinterlands y también obtuve unos tokens que vendí. Aún no le hago power up porque estoy precisando que movimientos hacer. Todo con el fin de obtener más Hive, que ya me salió una anterior vez.

Tu con el LeoPower te estás avanzando muy rápido. Es más, visito a diario tu blog para ver que hay de nuevo y que me sirva en mis decisiones. Eres un ejemplo a seguir @eddiespino.

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Te felicito. Lo bueno de Hive es que hay varias formas de ganar y me alegro que te haya ido bien con la venta de está carta.

Me esfuerzo para crecer y se que podría hacer mucho más. Gracias por tus palabras, me motivan a seguir adelante. Saludos.

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(Edited)

I see you already have a lot of financial plans and goals for the year.
I like the idea of cutting short your expenses on materials things that don't add value.
And also not having debts or taking loans or credits that will pose as a problem to you later.
Investing in your project is a good way to building it and making it stand for what it is.
All your goals for this year are great and I wish you success and all the best.
Your prediction of Hive and Leo is mouth-watering 😋😋😂 nice one!

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Those are very ambitious predictions but anything is possible in a altcoin bull market. “L10x? Our main premise is very similar for this initiative. You are doing great! Hope you can start that offline business. I’m working on starting mine too

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Haha! Yes, I believe that alt season could be very good for Hive and LEO and maybe I went a little crazy.

Thank you for your comment and your good wishes.

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Yo ví ese documental y me encantó!! Peo antes de ver el documental ya mi espiritu se venia dejando persuadir por el minimalismo. Pero como dices tú, no hay que llevarlo a extremos. Como decian los griegos en la antiguedad, "Nada en exceso" Me gustó tu post, yo estoy preparando el mío y leyendo tu post tenemos un par de cosas en común, ya lo compartiré e mi post. Saludos y Un gran abrazo para ti.

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(Edited)

Sí, es necesario tener un balance y creo que el tener menos cosas nos da una mayor libertad y hace las mudanzas sean mucho más fácil.

Podrías etiquetarme a mi o a @aliento cuando tengas tu post para poder verlo ya que hay muchísimas participaciones.

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Good luck for 2021 goals. I know you will achieve your goals as I know you as a hardworking, deeply involved community member. Let's hope your price prediction for Hive holds true.

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Thank you! With all the things I'm doing in @aliento I have powered the interactions here. But I want to start making lots of comments again.

I also hope that the predictions come true.

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very nice... diversification into crypto is important in my eyes. but being debt free is the most important thing of all

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Thank you! Yes being debt free has been my goal for a lot of time. Now I want to help my parents to end their debts.

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how are you dear friend @eddiespino good day
Your way of seeing things is excellent, without a doubt living with just enough to be happy, having more does not add up to anything, just to have money unused, a year ago I have been selling everything that I use, it is incredible the things we buy for impulse.
not owning debt is another healthy way to live.
I really like your plan for this 2021, I hope you can do your business and get a lot of extra income
I take this opportunity to wish you a happy and prosperous year

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Debt free minimalist hustle! I can appreciate the idea to have several income streams.

Dios les bendiga!

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This was a nice read! The minimalist segment really stuck out to me. My husband has been telling me we need to build a tiny home on the land we have acquired...we are a family of 7! 😳 But I do love the idea of not buying things that really don’t bring value to our lives. It’s so addicting wanting nice and pretty things but we could be getting so much more of the valuable things.

I hope all of your goals come to pass this year! Being debt free is definitely a smart one, one of our goals as well :)

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Thank you for your comment!

Yesterday I was seeing a video for a gadget and after watching for a bit I said to myself, I don't need this, it looks cool but it won't add more value to my life.

I hope you reach your goals too!

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You’re very welcome :)

That’s a great way to start looking at things we are interested in purchasing.

I appreciate that! I hope I reach them as well ~

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Definitivamente tus sueños son más que asombrosos, yo tengo varios que tengo que concretar este año pero posiblemente para finales del 2021 ya esté fuera de Venezuela y tenga que rediseñar esos sueños y objetivos colocando la barra un poco más alta por el cambio en la calidad de vida.

Qué increíble que quieras crear un negocio offline de comida, esa es una de las cosas que en algún momento de mi vida (y espero que mi padre esté vivo para ello) le regalaré a mi padre y en dado caso de que no lo esté para ese momento, lo abriré en su honor, él ama las tascas y los restaurantes elegantes.

Espero y deseo de todo corazón que puedas cumplir estos objetivos porque conociéndote tan poco tiempo te he visto lograr cosas increíbles, así que siento que no será para nada difícil, ¡sigamos creciendo!

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¡Muchas gracias @ilazramusic! Espero que todo salga bien para ustedes y puedan encontrar un excelente lugar para vivir, se merecen lo mejor. Lo del restaurante de comida lo he pensado desde hace mucho jajajaja, pero no se si realmente lo vaya a poder lograr. Mi idea es hacer algo de comida típica mexicana, asociarme con una señora que sepa cocinar muy rico y también tener ayuda para todo. He visto que si un negocio de comida es constante y tiene buena sazón le puede ir muy bien, pero ya el tiempo dirá. Saludos.

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¡Muchas gracias @ilazramusic! Espero que todo salga bien para ustedes y puedan encontrar un excelente lugar para vivir, se merecen lo mejor. Lo del restaurante de comida lo he pensado desde hace mucho jajajaja, pero no se si realmente lo vaya a poder lograr. Mi idea es hacer algo de comida típica mexicana, asociarme con una señora que sepa cocinar muy rico y también tener ayuda para todo. He visto que si un negocio de comida es constante y tiene buena sazón le puede ir muy bien, pero ya el tiempo dirá. Saludos.

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I like the minimalist lifestyle too. Just like you're cutting down on junk food, I decided to cut down on alcohol and some of those things that pinch tiny amounts from my account regularly. I have also made budget cuts in clothes and similar items and will only spend on things that add value.

As someone once said, you don't get rich by spending money; you have to invest it and that's the plan for this year. In my post, I talked about opening an offline business as well, although mine is going to be sales of drink. Later in the year, I'll be married to @wolfofnostreet and we'll also like to invest in a sewing shop for her as well.

I hope your plans come to pass and life gets better for all of us. Well done for growing your account and making strides in the right direction. Good luck bro

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Thank you @belemo! And congratulations on getting married soon! I think that as a couple you can make a great team.

Cutting down those kinds of expenses is a great idea because you are saving money and also taking care of your health. I also hope that you can achieve all your plans goals.

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Good your goals, in a minimalist sense it is good. There are times when there are people who go into debt to acquire unnecessary equipment. It is better to have a good economy and stability that gives you peace of mind.

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Planificar en México, quizás, sea más sencillo que en Venezuela. Tienen ustedes un margen de maniobra mucho mayor. Creo que el estilo minimalista ya forma parte de tu vida desde antes y conseguir adaptarse es el desafío para otros. Esto ayuda a cumplir metas financieras y mejora las probabilidades de acumular capital hacia futuro. Gracias por compartir tus ideas.

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¡Hola @fermionico!

Sí, creo que en varios aspectos nuestra situación es más sencilla, me gusta vivir en México aunque realmente no descarto la idea de algún día salir de aquí. En un futuro tal vez tenga la posibilidad de irnos a vivir a Alemania, pero lo veo complicado. Los papeles están en trámite, pero no tengo hablo bien alemán ni tengo donde llegar. Ya veremos en un futuro cuando tenga los medios sufucientes.

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Bastante completo y al mismo tiempo complejo sinceramente espero que se cumplan todas sus metas y las predicciones.

Es una meta que parece algo alta pero estoy seguro que veremos la celebración de una misión cumplida muy pronto.

El trabajo con aliento es sencillamente increíble, desde el aspecto de curación como en iniciativas y apoyo. La verdad es un proyecto que estoy completamente seguro que crecerá exponencialmente.

Un gran saludo y deseo un 2021 exitoso.

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¡Muchas gracias! La meta de llegar a Orca sí es alta, pero no imposible, tendría que hacer una inversión como de 40,000 HIVE aproximadamente, un poco menos si decido pasar HIVE de mi cuenta a @aliento. Si todos los planes se dan bien podré hacer esa inversión en HIVE para Marzo, si no trabajaré para lograrlo poco a poco en todo este año.

¡Gracias por tu comentario y tus buenos deseos!

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For my wife and me, 2020 was our best year financially.

Somewhat true for me because I am able to keep my job and start getting extra income from Hive.

Minimalist Lifestyle

I share some vibes here , I still have clothes that are more than 10 year old and I still wear them. I keep "affordability" (my ability to buy new one) and "usability" (Do I really need it ) always going on my head whenever I purchase something.

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I keep "affordability" (my ability to buy new one) and "usability" (Do I really need it )

100% agree. This is something that can save us a lot of money and also help the planet.

Thank you for your comment!

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Greetings, friend, I like your approach to minimalism as a lifestyle and that it also helps a lot with financial growth. On the other hand, the diversification you mention is essential for financial freedom and therefore a higher and better quality of life.

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