RE: Breaking the Cycle
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There are some that will be in debt no matter how much they make. I was one of them. It is the easiest thing in the world to find things we "need" in order to fill that occasional breathing room in the budget. The only key to living debt free is to save and pay it off. Being rich means keeping the money instead of spending it. It is that simple.
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Yeah, I hear you there. You get a raise or something like that and suddenly you are sort of living pay check to pay check again. Where did that new money go? We just find things to fill the void!
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