Why Uphold Account If CTP Is On Hive?

Just a curiousity about why Uphold is needed?

I have been dabling at ListNerds checking it out.

I went to set up a Uphold account and it requires KYC.

I thought the point of being on a decentralized platform was to not need that governmental BS.

Why not set it up to connect with Keychain and make payments in CTP?