Introducing the LeoFinance WhiteBook Version 1.0 | Our Vision, Mission and Expansion as a Web3 Platform

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My Important Preface

Nobody has seen this whitebook yet. It's been a draft for over a year now and has continually changed shapes and reorganized itself.

As LeoFinance continues to expand what we're developing and where we're developing alongside the ever-changing landscape of Web3, we hope you understand that this Whitebook will be in a constant state of evolution.

This Whitebook is just exiting the "Draft" phase and entering Version 1.0. With this in mind, there are still many things left to add to this Whitebook.

I personally have dozens of more chapters to the Whitebook that I left out of Version 1.0. I'm not ready for everyone to see those just yet. There are a number of locked chapters that are displayed (so that you can see what will be released in the next few phases... More on this below).

Additionally, there are a lot of graphics, infographics, charts, etc. that I've had made for the Whitebook. We're still working on finalizing many of these to publish into the book itself.

With all of this in mind, understand that this is an early version of LeoFinance's Whitebook and far from the final version. This book will get added to, changed and improved constantly: much as our entire project operates the applications we build.

Get Involved - An Open Discussion Release Method

I wanted to release this WhiteBook in a sort of interesting way. I believe - as many in this community do - that our community is our strength. Having all of your input is how I believe this Whitebook can evolve into something much better than is currently written on the 276 pages that it currently covers.

I spent a lot of time thinking - as I've had ample time to do when it comes to this book - about how I want to release it. All of this time led me to something interesting:

A release-discuss-edit-release-discuss-edit format.

What I've decided to do is take the best of everyone's suggestions. @nealmcspadden has said a few times that I should just release some chapters and add more later. Similar words were reiterated by @taskmaster4450 and others.

So, I've dceided to do just that but add a few twists of my own. We're releasing only a few chapters at a time and I would love to see some engagement with those chapters on https://leofinance.io.

I think it would be a great benefit to the Whitebook and to our whole community if we take the few chapters that are released every couple of days and spend some time breaking them down in posts. Give me your feedback. Give me your suggestions.

Release Schedule

I've mapped out the release schedule over the next few weeks. Every couple of days, a few more chapters will be released and we'll put up a post to notify everyone of which chapters have been added. This few day period will give us all some time to read the released chapters, write some posts about them, give feedback and discuss them.

Without Further Ado...

Enjoy this whitebook! I am extremely excited to finally have this out into the world. I've really wanted some feedback on the whole thing, so I am equally excited for this multi-phase discussion style release.

There are currently 276 pages in the full (unreleased) version of the Whitebook. The first few chapters that we're opening up with encompass only about 5% of the whitebook and as stated above, we'll be unlocking chapters every 2 or 3 days for the coming few weeks.

Read the Whitebook: https://whitepaper.leofinance.io


LeoFinance: A Web3 Ecosystem

LeoFinance is a Web3 ecosystem that develops and manages a wide range of blockchain-based applications. We launched in July 2019 as a social media platform for crypto and finance content.

We have since evolved in our journey to become a multi-blockchain Web3 ecosystem: A community and organization operating blockchain-based applications that fulfill our mission of revolutionizing the world of self-directed investing and utilization of Web3 and tokenization.

The community and our social platform (LeoFinance.io) are the base layer (Layer 0) of the entire LeoFinance project. The community doesn't just create and interact with content, they research and disseminate incredible ideas as we all live on the bleeding edge of technology, finance and the crypto industry. Many would describe us as a tokenized community for crypto creators but since mid 2020, this vision has reshaped itself into something much more dynamic alongside the continual evolution of Web3 and Cryptocurrencies.

Our project has evolved on all levels and the most apt description of who we are, what we do and how we operate is: Web3 Ecosystem.

Our primary focus is always on creating the best possible Web3 social platform for crypto and finance. LeoFinance.io is the backbone of this entire project and it is the core application that we developed from the ground up and continue to develop and manage every single day. With this in mind, we build other applications that go hand-in-hand with our flagship application and the community that makes this entire ecosystem thrive.

We believe in Layer 0: Community. The community is everything and we're building a Web3 ecosystem where our growth is reliant on our ability to generate network effect and peer-to-peer adoption at scale.

By taking a unique approach of relentlessly pushing the bounds of frontend, backend and blockchain technology while listening to the crowd wisdom of our core user base, we've developed a wide range of applications to service both our core user-base and a broader group of blockchain users on Hive, Ethereum, Binance Smart Chain, Polygon and Thorchain:

  • LeoFinance
  • LeoMobile
  • CubFinance
  • PolyCub.com (coming soon)
  • LeoPedia
  • LeoBridge
  • LeoFi
  • LeoDex
  • Hivestats
  • Wrapped LEO
  • ProjectBlank (coming soon)

Our Web 3.0 Philosophy

Web3 is the New Frontier of the Internet, Digital Assets and Peer-to-Peer Engagement. Learn more about our philosophy and our Vision for Web 3.0:

https://whitepaper.leofinance.io/our-vision

How to Use This Whitepaper

Whitepaper, Docs, Whitebook.. Whatever you want to call this treatise on the LeoFinance Web3 Ecosystem, there are as many ways to use it as there are ways to describe it.

Our goal with these pages is to educate and disseminate the LeoFinance Mission and carve out a definitive vision as we continue to build applications on the bleeding edge of the Crypto and Web 3.0 industry.

Much like the edge of the Universe itself, we believe that this industry is rapidly expanding and continuously evolving into something new. Our aim is to always stay on the bleeding edge of development and build incredible new tools to push forward our vision of Web 3.0 and empower our community to engage with and best utilize the democratization of financial access that is happening before our eyes.

The world of finance is rapidly changing. Whether you're looking at the stock market, real estate, digital assets or even federal reserves and fiat currencies... The landscape of the financial markets has never been as volatile and open as today.

The younger generations of people have become deeply engrained in the internet and digital access. It's a part of their everyday lives. While talking about the Metaverse and all these crazy applications that may one day become reality might seem far off, we believe that the Metaverse is already here and that it is actively shaping itself around the intersection of our digital and physical lives today.

What we're seeing today is the advent of Web 3.0 and the adoption of new technologies that will forever change the way we use the internet, participate in financial opportunities and engage with each other as human beings.

LeoFinance is today and will forever live on the bleeding edge of these technologies. Looking for ways to fulfill our mission statement of expanding the width and depth of our Web3 Community Ecosystem while building innovative applications with great UI/UX that further democratize open access to the new internet of opportunity.

Our Vision

LeoFinance is a community project that is deeply entrenched in the principles of web3, tokenization and the abundant future that blockchain is building

Web3 is the New Frontier of the Internet, Digital Assets and Peer-to-Peer Engagement:

The early 90s internet showed the world that something enormous was emerging. Well, it showed part of the world that something big was brewing... in reality, most people thought of the internet as a passing fad. Like beanie babies.

Web2 came about a decade ago with the advent of social media platforms. We began seeing the internet turn from being "digital yellow pages" where companies had static websites to becoming a peer-to-peer landscape where companies like Facebook enabled us to engage with each other on social media.

Web3 is something in a whole category of its own. It bridges the gap between Web1, Web2, blockchain, crypto, decentralized ideals. It creates an entirely new landscape where incredible tools, platforms and economies are being built.

LeoFinance's Vision of Web3

Our vision of Web3 is what you see being actively built with the LeoFinance Ecosystem.

Building a wide array of applications, tools and tokenomics, we're actively on the bleeding edge and testing the bounds of Web3. The definition of Web3 is dynamic. It is not static like that of Web1 or even Web2.

Instead, a state of constant evolution must be pursued. You can see this if you follow the history of LeoFinance.

Initially, we began with the goal of becoming the "Decentralized Seeking Alpha" - a distributed community who shared financial and crypto content via a blockchain-based, tokenized platform (https://leofinance.io).

That vision quickly expanded as we saw Web3 shift dramatically. The universe of Web3 is always expanding and so are our ambitions as we pursue the new technologies we and others are building in this industry.

Our Community: True Layer 0

Layer 1 in crypto refers to the first-layer blockchains that seed the foundation for many other developments. Bitcoin is Layer 1. Ethereum is Layer 1. Hive is Layer 1.

Many have taken this idea and applied it to community and importantly: network effects. Layer 0 has been coined as the community layer. The people who ardently follow the network and actively seek to grow that network.
LeoFinance's Community has been built from the ground up over the past 3 years. We started with nothing, then launched a MVP (minimum viable product) in the form of a Proof of Brain Token and barebones User Interface that we forked from the Steemit Condenser project.

After our initial launch, we started to gain some momentum. LeoFinance found itself some true Layer 0 Heroes. People like Taskmaster4450, Flauwy, Zaxan, Abh12345 and many, many more who were here at the beginning and worked hard to help build LeoFinance into what it is today.

One of the core beliefs of LeoFinance is that all of the value resides in Layer 0. That is, The Community of hardcore believers is what matters most in our project. By focusing on community, we are building the bedrock of the future. Without community, applications are useless. Tools are useless, projects are worthless. Tokenomics don't matter.

Community is everything and that is why we relentlessly focus on our mission statement:

Expand the width and depth of the LeoFinance Web3 Community.

Network Effects and the Impact of Distributed Ownership

Network effects and mass adoption have been the subject of intense macro investor curiosity. Many people who have invested in things like Amazon, Tesla, Web1 companies, Bitcoin etc. have studied the impacts of Network Effects and they have tried (and some succeeded) to create models to help them make informed decisions about what to invest in, where the cycle is and where mass adoption might take hold.

Distributed ownership is changing the entire landscape of the internet. With companies like Facebook, the company got rich from user interactions and the massive library of content that is continually built by the people who believe they are the customer of Facebook and other large social media corporations.

What many didn't realize - but realize now - is that Facebook and these other corporations built their businesses on the blood, sweat and tears of their users. The users are not the customers... They are the product. The users are not buying things from Facebook to generate money for Facebook.

Instead, the users are the product of Facebook's Ad business. User Demographics, User Data, User Generate Content (UGC) and all the other various ways that users wittingly or unwittingly provide value to Facebook are how Facebook became a Trillion Dollar Business in less than 2 decades.

Distributed Ownership turns this model on its head. Instead of Facebook getting rich on the back of UGC, User's take ownership of the platform through Tokenization.

LeoFinance, Web3 and Tokenization

LeoFinance is a distributed platform. Made up of our Layer 0 community, LEO tokenomics and applications that create a fun and engaging User Experience.
All content on LeoFinance.io is published on a decentralized, immutable blockchain database.

What exactly does this mean? It means that every piece of User-Generated Content: whether it's a post, comment or "like" (upvote) is published onto a blockchain database that is controlled by a decentralized group of node operators living and operating from all over the world.

LeoFinance does not run this blockchain. We are built as a Layer 2 application on top of this blockchain called Hive, which enables us to instantaneously deploy content and resources on-chain.

The Leo Token also lives on this Hive blockchain as a layer 2 asset.

By having our content and token live on a blockchain, we're able to do some incredible things. All UGC on LeoFinance is eligble to earn LEO token rewards. The LEO token is a digital asset that is distributed to content creators and content curators on a daily basis and in a decentralized manner.

In this section, we'll dive deeper into LEO Proof of Brain Mechanics

Web3 is More Than "New Social Media"

Web3 is also about digital asset access and opportunities. It's about decentralizing and democratizing the access that retail investors and average users have to the amazing opportunities of the new age of the internet.

Even in a place like America, retail investors are limited in what they have access to from an investment perspective. They're not allowed to participate in VC investing, for example, unless they're an accredited investor.

Web3 democratizes the access to opportunities like this via Smart Contracts that live on various blockchains like Ethereum.

LeoFinance isn't just a social media community. Our Layer 0 lives on a social blockchain where we engage with each other on-chain every single day. From there, we have other layers of opportunities and access that our community taps into on a daily basis as well.

LeoFinance is a Web3 community in the truest sense of the word. By building, educating our users and providing access to the broader crypto industry, we're seeding the ground for the democratization of financial access and opportunity.

CubFinance was our major expansion to the DeFi (Decentralized Finance) industry. What it represents is so much more than "Yield Farming" or many of the other buzz words about DeFi that you may have heard.

What it represents is a foundational building block to an expansion across the entire DeFi industry via LeoFinance. Our part in fulfilling the mission of democratizing retail investor access to a whole new world of financial opportunities. Our community grew on such a massive scale when this initially took place.. and we're just getting started.

Through the advent of Smart Contracts, many applications and communities are able to do incredible things at-scale and provide opportunities that were never possible before. LeoFinance utilizes dozens of Smart Contracts to do a wide variety of operations.

LEO: Liquidity Pools

CubFinance bLEO Pool (86% APY)

LEO is a versatile asset that as of this writing, can be wrapped to two external blockchains along with living on its home blockchain - Hive. bLEO represents BEP20 LEO (Binance Smart Chain LEO) and users can seamlessly wrap native LEO into bLEO to utilize bLEO on Binance Smart Chain.

CubDeFi is a yield optimization app built and continually developed for the LeoFinance Web3 Ecosystem. The app allows you to stake bLEO into the bLEO-BNB Liquidity Pool on https://cubdefi.com/farms and earn yield at 86% annualized (compounding earned CUB back into bLEO-BNB Position).

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Uniswap wLEO Pool (~31% APY)

On the Ethereum blockchain, Wrapped LEO (wLEO) can be deposited with ETH into a wLEO-ETH liquidity pool on the Uniswap platform - one of the largest Decentralized Exchanges (DEXes) in the entire world.

This pool is incentivized via built-in AMM Swap Fees. Every time a user swaps wLEO or ETH, they pay a small fractional fee that is autonomously distributed to all the liquidity providers in the wLEO-ETH Pool.

In its current form, the Uniswap wLEO Pool favors large amounts of capital (Whales) who add to the pool. This is due, in large part, to the enormous gas fees on the Ethereum blockchain.

For most users, we recommend staking LEO as bLEO on https://cubdefi.com/farms to maximize your yearly ROI and minimize your gas fee costs.

If you're staking a large amount of LEO, then consider the wLEO-ETH Uniswap Pool.

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Beeswap LEO Pool (~26% APY)

In it's native form of LEO on the Hive blockchain, you can stake LEO with HIVE (SWAP.HIVE) on the https://beeswap.dcity.io/swap?pools&search=LEO platform. This allows you to stake LEO with HIVE and be exposed to two of the leading Web3 cryptocurrencies at the same time.

HIVE has some incredible features which you can learn about in the Technology Section of this paper.

The Beeswap LEO:SWAP.HIVE pool is incentivized with their BXT token and is currently paying about 19.422% APR which (depending on your compounding rate) comes out to roughly 26% APY.

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PolyCUB pLEO Pool (~High APY)

PolyCUB is one of our newest applications and we're planning to release it in Q1 2022. The release of PolyCUB will also signal the release of a pLEO-MATIC pool (Polygon LEO).

This means that a whole new blockchain of opportunities will open up for the LEO token as we enter the Polygon network. The last time this happened was when CubFinance launched on BSC and we introduced the bLEO token.

When bLEO was introduced, LEO shot up to about $1.20 per LEO and the APY for staking bLEO was in the range of thousands of % APY for the first weeks of CubFinance's launch.

We expect a very similar effect during the launch of PolyCUB!

What is the LEO Token Economy?

At the Center of the LeoFinance Web3 Ecosystem is the LEO Token Economy

LEO is our native token which lives as a second-layer economy on the Hive blockchain. Hive is a unique blockchain in that it offers fast, free, scalable and flexible transactions. Our project processes tens of thousands of operations on the blockchain every single day.

If you're familiar with blockchains like Ethereum or Bitcoin, then you'll know that processing tens of thousands of operations is extremely expensive and essentially impossible with the technology that currently exists.

Some of the core features of the LEO token are:

  • Free Transactions
  • Fast Transactions
  • Dynamic Token Issuance (Rewarding Content Creators, Curators and Commenters)
  • Immutable Transactions (all token data & balances are stored on a decentralized, public blockchain)

Learn More About Our Native Token and the Blockchain Technology It's Built On:

https://whitepaper.leofinance.io/technology-1/hive

Free Transactions:

Our project requires free transactions in order to operate. Our apps - especially social ones such as LeoFinance.io - are built with social blockchain features. Users are able to post content, comments, upvotes, wallet operations, etc. all from our app. A typical active user of our project might process 100+ operations per day without ever leaving the LeoFinance.io interface.

The Hive blockchain offers us the ability to process all of our transactions directly on a blockchain with essentially 0 running costs. We're able to do this by utilizing the resource credit ecosystem on the Hive blockchain.

In exchange for our project holding a large amount of the HIVE token, we're able to access a rechargeable pool of resource credits. As our project scales, we have a growing need for these credits and thus an ongoing desire to acquire more stake in the native HIVE token.

Fast Transactions:

For a social project on the blockchain, having instantaneous transactions is just as important as having free transactions. When was the last time you used a Web2 platform like Twitter and waited 5 minutes for a confirmation of your post being published or a like being distributed?

LeoFinance leverages the 3 second block times of the Hive blockchain in order to conduct tens of thousands of blockchain-based operations on a daily basis.

This includes:

  • Token transfers
  • Wallet operations
  • Upvote distribution ("likes" on content)
  • Content published on the blockchain
  • Comments published on the blockchain
  • ....

Dynamic Token Issuance:

The LEO token economy is unlike any other tokenized economy in the industry. The initial distribution of LEO started as a simple ecosystem for distributing tokens to users who created and curated content. Since our launch, we have introduced new ways to earn and distribute tokens which have created one of the most dynamic ecosystems in the space.

Users, token holders and readers can earn LEO by:

  • Users, token holders and readers can earn LEO by:
  • Creating Content
  • Engaging with Content
  • Curating Content with Staked LEO
  • Leasing Staked LEO
  • Providing Liquidity for LeoBridge

2022 KPI Goals for LeoFinance

Community and Organization-Level Goals for the LeoFinance Project and Our KPIs as We Grow Our Web3 Ecosystem From the Ground Up

We have an incredible community on LeoFinance. One of the many fascinating aspects that Bitcoin brought to the world is having a global community of people who are deeply entrenched in the same mission.

With Bitcoin, network effect is vital. It's incentivized by the fact that every Bitcoiner also owns BTC. Inherently, they desire more people to join their "community" and also own Bitcoin even from the most selfish vantage point: more people owning BTC increases the value of the BTC they own.

Couple this with the innate human desire to have more people in your "tribe" believing the same things you believe and you can see why Bitcoin has managed to become one of the fastest growing technologies in the history of humanity.

LeoFinance: A Tribe With Entrenched Network Effects

In this sense, LeoFinance operates very similarly to Bitcoin. Every LeoFinance user wants LeoFinance to gain more users. It is simply in their best interest from all perspectives: we all want people to believe in the Web3 mission that we are pushing forward and by having more people buy into this vision, we're increasing the value of LEO.

That means that by adding new users to our community and keeping those users engaged, we're selfishly increasing the value of our stake in the network.
The network effect of a platform like Facebook was so incredibly powerful. It took over the world in just about a decade.

Now imagine that LeoFinance - with all the same social network effects of Facebook - bridges the gap between those network effects and financial network effects.

The combination of these two is incredibly powerful. It has the power to radically change the world for the better. Putting power back into the hands of "members of the Tribe" who are deeply incentivized on social and financial levels to grow the overarching platform.

KPIs and Goals

LeoFinance has a wide-range of Key Performance Indicators. Like many tokens, people tend to look at the price as one of the KPIs. Sure, this is a metric that everyone looks at (especially on the outside) but it is also just one metric. Not one that tends to be driven by fundamentals.

Our goal is to teach every LeoFinance user about the KPIs that drive our platform from a fundamental value perspective. In a world of abundance, bringing in more users, driving new traffic and increasing the KPIs of LeoFinance is how we'll see the platform grow into the Web3 ecosystem that we know it can be.

2022

In 2022, the LeoFinance Team has set the following KPI targets. Our mission is to drive relentless toward these KPIs with all of our technological developments, marketing efforts and collaboration with LeoFinance community leaders on projects LeoMarketTalk, LeoAlpha and LeoPedia.

Monthly Active Users:

As of this writing, LeoFinance's MAUs have been steadily increasing. We reached a major boom cycle (closely coinciding with the booming crypto market), reverted to the mean and now we're climbing steadily once again:

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LeoFinance's MAUs. Last Updated: 1/24/22

LeoFinance MAUs are tracked by looking for unique active accounts that posted on . Obviously, our Web3 community is quite diverse and this is just one metric displaying actual content creators who are publishing content on LeoFinance specifically. This metric doesn't track any Curators, stakeholders, CubFinance users, etc.

That being said, this MAUs metric is still considered our #1 way to track the fundamental growth of the LeoFinance Web3 community. This is the primary metric we use to see that our reach is growing, our regular users are active and new community members are being onboarded.

We worked closely with the marketing team and our community leaders to come up with a goal that is both ambitious and highly achievable. As stated above, LeoFinance has exponential network effects from both social and financial perspectives.

By December 31st, 2022 LeoFinance is aiming to ~6x our MAUs to 5,000 MAUs publishing content on the platform. This might seem like quite the stretch, but if you've seen our growth in the past (starting, obviously from 0) we've grown exponentially in short timeframes.

We will closely monitor our month-to-month growth of MAUs and talk with community leaders and the marketing team to increase this metric relentlessly. It is our #1 goal moving into 2022.

LeoFinance Activity (Posts and Comments)

Activity on the LeoFinance UI is - similarly to MAUs - one of our primary metrics for tracking the activity and overall growth of our Web3 community. Our ambition is always to:

Expand the width and depth of our Web3 community

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Unique Daily Posts From LeoFinance.io (~150 Per Day): Last Updated 1/24/22

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Unique Daily Comments From LeoFinance.io (~600 / Day): Last Updated 1/24/22

As you can see in these charts, we followed a major boom cycle right around the release of CubFinance. This boom led to a ridiculous level of growth for LeoFinance. So much growth, in fact, that our applications started blowing up.

Since then (and especially with the release of our newest app - PolyCUB - on the horizon) we've spent months upgrading the scalability and reliability of our servers and applications to make sure there's no downtime when another boom in users occurs.

Our goal by December 31st, 2022 is to track the pace of growth in MAUs with both comments and posts published on LeoFinance.io. A ~6x would lead us to ~1000 unique posts per day on and 4,000 comments per day.

Community Leaders

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Engagement Heroes - Top 10 User's Who Commented the Most This Week on LeoFinance: Last Updated 1/24/22

This one is more of a shoutout than a goal. We've got some incredible community leaders in LeoFinance. As stated at the beginning of this section: they have an inherent desire to grow the platform and keep other users engaged and active on . This desire is both social and financial.

Taskmaster4450 is and has always been the most active person in our community. He also runs LeoMarketTalk and the DailyLEO Newsletter.

DailyLeo Newsletter

The DailyLeo Newsletter was established as a way to communicate with a broader audience and drive link clicks back to on a regular basis.

Community Leader has taken over the DailyLeo newsletter and publishes a new email on Substack for all of our subscribers every Monday and Friday.
He's done an incredible job so far and the growth has been truly amazing in such a short period of time:

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DailyLeo Newsletter Subscribers. Growing Exponentially Since Taskmaster4450 Took the Lead. Last Updated: 1/24/22

Our community's goal by December 31st, 2022 is to have 25,000 subscribers to the DailyLeo. Might sound like a big jump, but the exponential growth has already been astonishing and as we see LeoFinance's google traffic growing right alongside it.

Site Traffic:

The amount of monthly traffic to has always astonished people at first glance. We've grown so much in such a short period of time and now we have hundreds of thousands of visitors hitting all the content on LeoFinance.

In the not-so-distant past, LeoFinance's main source of traffic was our community sharing Twitter links. Twitter was our driver of initial external traffic growth. After gaining more popularity, content creators and site authority in the eyes of Google, LeoFinance now gets the vast majority of its traffic from Google and other Search Engines.

This means a lot of things. Namely, that evergreen content is more important than ever. LeoFinance as a community seeks to reward and engage with evergreen crypto & financial content that will drive traffic now and into the future as it ranks highly on search engines.

Our community's goal throughout 2022 is to 10x these traffic numbers as we continue the exponential growth we saw throughout 2021 and seek to bolster it to new heights.

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LeoFinance.io Overall Site Traffic on Our Privacy-Oriented Analytics Integration


These are the first few chapters available on the Whitebook! https://whitepaper.leofinance.io

Discuss, Engage, Feedback, Release

As I said at the beginning, let's discuss the first few chapters. I'd love to see some great posts and comments about them and any feedback from the community. Every 2 or 3 days, we'll release a few more chapters from the Whitebook and discuss them!

This is only about 10-15 pages down. We've got 276 pages in total so let's have fun with this 🦁

 

 

LeoFinance is a blockchain-based Web3 community that builds innovative applications on the Hive, BSC, ETH and Polygon blockchains. Our flagship application: LeoFinance.io allows users and creators to engage and share content on the blockchain while earning cryptocurrency rewards.

LeoFinance | CubFinance | Hivestats | LeoDex | LeoFi

Delegate HP & Earn 16% APR, Paid Daily. Currently @ 2M HP


LeoMobile Open Beta is Now Live! Join The Fastest Growing Web3 Community:

IOS / Android

 

 

Posted Using LeoFinance Beta



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Our community's goal by December 31st, 2022 is to have 25,000 subscribers to the DailyLeo. Might sound like a big jump, but the exponential growth has already been astonishing and as we see LeoFinance's google traffic growing right alongside it.

Leofinance is doing fantastic with their features in the blockchain with so many awesome and amazing things going on in the platform, am really impressed with the leo team.

The subscribers are making progress too because users are trooping in to be part of the blockchain to witness what lei has to offer which is amazing as well.

Posted Using LeoFinance Beta

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Making everyone feel welcome is something that all of us can do. It requires very little effort to leave a decent comment on a post (as you did here). There is also little effort in answer another comment.

Posted Using LeoFinance Beta

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That's is also a good way in appreciating the effort done in promoting Leo in another dimension with the achievement that's going on in the leo world.

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In the end, we are the ones responsible for the promotion of our own asset here. We are the stakeholders and we need to be our own promotion machine. This operates at many different levels which is why so many are needed to participate.

But there are a lot of people holding Leofinance.

Posted Using LeoFinance Beta

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Bi-weekly EPISODES😇 ... That works too.

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Outstanding report guys👍. Leofinance is benchmarking true excellence of cutting edge technology of Web3.0 and how to shape its future. This is Master of all Roadmaps and Whitepapers, How Leo Community evolved and really brining out results instead of fake ideals, Hive is thrived to Embrace Leofinance

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Our goal with these pages is to educate and disseminate the LeoFinance Mission and carve out a definitive vision as we continue to build applications on the bleeding edge of the Crypto and Web 3.0 industry.

I want to focus more on the trendy concept "Web 3.0"

I think many crypto enthusiasts will be in search of real Web 3.0 project so that they can hype and buy cheap to sell the others (Let's be honest, majority of influencers do not care about the technology). For that purpose, we may need a table comparing the projects called Web 3.0 (!) and Leo (+ Hive) ecosystem in a neat way.

As you know, the charts, table and graphics let projects go viral in a couple of days with less burden. When the comparative tables reach enough people, Leo can easily be spotted with the utilities the project has.

Other than that, everything looks perfectly fine as usual. We are ready to welcome millions 🐱‍👤

Posted Using LeoFinance Beta

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I agree. Web 3.0 is like Metaverse, a term used to hype things that really have little utility. For this reason, those projects that are actually standing out and building should go viral.

As we know, attention is tough to garner. It is a grind. I appreciate charts and tables because they can be sent out easily and can capture the eye of others.

It is all part of the process. A solid foundation is a must in any successful endeavor. That is what I see forming here.

Posted Using LeoFinance Beta

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I'm excited to eventually release all the infographics and charts we're having made for the whitebook. It'll be great to add some great visual effects

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Yeah it will be great to get those flowing out on social media. A lot of flexibility in those.

We just need to keep pushing the numbers higher.

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I guess the vision and mission is clear enough! I see a community-focused and growth-focused project here. Indeed, the true web3 platform.

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Community Leader has taken over the DailyLeo newsletter and publishes a new email on Substack for all of our subscribers every Monday and Friday.
He's done an incredible job so far and the growth has been truly amazing in such a short period of time:

This is so amazing to hear this great work to the team for such development

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Man just this first piece of whitebook is a lot to take in. Such a monumental documentation. The data speaks for itself - LeoFinance's layer 0 is continuously growing its network effect. I'm going to have to read this again after my second cup of coffee. Whit hit me right in the face was this.

PolyCUB pLEO Pool (~High APY)
PolyCUB is one of our newest applications and we're planning to release it in Q1 2022. The release of PolyCUB will also signal the release of a pLEO-MATIC pool (Polygon LEO).
This means that a whole new blockchain of opportunities will open up for the LEO token as we enter the Polygon network. The last time this happened was when CubFinance launched on BSC and we introduced the bLEO token.
When bLEO was introduced, LEO shot up to about $1.20 per LEO and the APY for staking bLEO was in the range of thousands of % APY for the first weeks of CubFinance's launch.

PolyCUB is going to be explosive. The ones that have been here and consistently engaged will be very happy. Can't wait to see more details around #ProjectBlank as well.

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Maybe it is my ignorance about PolyCub but I am a lot more excited about #ProjectBlank. I feel that is a certain game-changer for Leofinance.

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I think I'm equally excited. PolyCUB because it's going to breathe new life into the CUB and LEO tokens. #ProjectBlank because it's going to absolutely decimate Twitter. Short format crypto content is gunna soar.

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Yeah I guess you are right. As I said, it is more likely just my ignorance about the potential of Poly Cub.

Or maybe it is my overenthusiasm of ProjectBlank. While I am not sure it decimates Twitter, I do believe it will change the course of both Hive and Leo.

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LeoFinance's MAUs have been steadily increasing. We reached a major boom cycle (closely coinciding with the booming crypto market), reverted to the mean and now we're climbing steadily once again

This bring the next level of excitement where more users are getting onboarded on leofinance and stay active so I am sure this will bring more value on the platform and ecosystem. This will also drive the growth and more token value increase.

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The next level, in my view, is getting more of the existing users to increase their activity. This is something that can be improved upon. If we look at the daily comments in comparison to the daily users, we see that most are not even engaging in the most basic of ways.

This is skewed even more when you consider the comment leaderboard is making up a vast portion of what is happening.

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Brilliant! in fact you guy are on top the game that you always keeping us updated on how this community will move forward to the high level. Love you all Kudos! 2022 it gonna be a better one

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Awesome, I will not have to set out time to read over this. You guys are always leading the way on hive.

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Now here comes p.o.w ... with detailed description and the broader vision that make leofinance one of the most loved front-end for all. Very much evident with the growing popularity among user base....with continous flow of comments and posting.

The white paper brings back the clarity on the platform. It is good idea to bring them part wise so that to add-ons input (if required)... great to see everything is crystal and hope it will allow user to sustain longer.

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Great and massive development on features in Leofinance blockchain which will bring great value to the ecosystem

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That's so useful now having the whitebook. I had a look at it, like a pdf booklet with index cab find useful information quickly. The last time I needed to know how to wrapped the Leo for cubdefi now I can use the guide. Thanks to the development team for all the hard work !

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I think you are onto something. Hopefully, more can be compiled into a pdf book and uploaded somewhere. Then we can take the link and send it out all over the place.

People looking for serious projects will see the depth of the document.

Something to consider Khal.

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This post itself is a nice intro to LeoFinance ecosystem.

If @khaleelkazi gives permission, I can convert it to a PDF document and upload it to some PDF document-sharing directory sites as a way of saying thank you for all the rewards I have been getting from Hive/LeoFinance.

The benefit is twofold - Getting new people to signup for Hive/LeoFinance and helping with SEO with backlinks.

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It is a community. No permission needed. There are other parts to come.

But if you can do the conversion and get it some places, do it. He posted it on a public blockchain. You arent trying to take credit for the document or writing.

So spread it around. Plus post the links on twitter or whatever. It is a good way to start the process.

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Brilliant! in fact you guy are on top the game that you always keeping us updated on how this community will move forward to the high level. Love you all Kudos! 2022 it gonna be a better one

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Indeed, it will be a better year for us all. Looking forward to read the next batch of the WhiteBook!

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"Layer 0: Community"

Love that! This is a concept I had never thought of and it makes total, total sense. That's where the value is. Nothing else is more important. Or better yet, it all starts from there. You cannot have anything else if you don't have that Layer 0 baseline.

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It is a widely discussed topic among the true Web 3.0 ecosystems. Hive has that, something that many others do not.

This is why when Justin Sun came storming in, he failed. He was able to get Layer 1 due to the ninja-mined stake. However, he could not get Layer 0 which also meant much of Layer 2 fled.

He was left with very little.

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I’m just a newbie but following Leofinance since I found the community. The drive I see behind it is vast.
I like the idea of the community itself having a say in and can help edit the whitepaper further.
I follow… 😎

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I like the idea of the community itself having a say in and can help edit the whitepaper further.

Hell if you want, I am sure Khal will let you write the next 3 sections. It seems his fingers might be tired from all that typing.

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If I can help @taskmaster4450le… let me know, but do keep in mind I’m working atm on an iPad. Laptop died last week. Not sure I have enough power to edit docs… or in what way 🤓 but open to suggestions. I do have some spare time here and there.

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Amazing. We have a plan for a cryptocurrency based project that does not discuss token burns but instead growth.

To let everyone in on a conversation Khal and I had about 2 years ago, we were discussing the inflation rate of LEO. He was of the opinion, at that time, that he needed to reduce it. I contested this.

The challenge arose in the fact that due to something in H-E set up, the rate was higher than anticipated. I forget what the exact number is but lets say it is 20%. My answer was simply to offset that with 125% growth.

This was before the take-off of Leofinance. About 6 months later, things clicked and the price went up significantly. Considering this was March/April 2020 time period, we can see from the monthly user chart, we are roughly 10x from those levels. Any wonder that the token price went up?

Growth is something you do not hear discussed in cryptocurrency. Isnt that ironic because that is exactly what you hear discussed in the business world? Instead we get the idea of burning 10% of the tokens. How come companies like Apple, Tesla, and Microsoft are focused upon growth? Perhaps there is a reason they are some of the most valuable in the world.

This part of the White Book drives home a point many of us have been making. Each LEO holder has stake in what is taking place here. Thus, it is the responsibility for each of us to improve the value here. You are essentially an "owner" in the platform.

It requires a shift in mindset. Most complain about how unfair the existing system is and how most people are shut out from owning significant assets. That is true. However, when given the opportunity, how many are willing to take responsibility for that.

The numbers (growth rates) mentioned here are possible but it is not going to come from the core team. It will take hundreds and into thousands of people.

Time for everyone to step up.

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It will take hundreds and into thousands of people. Time for everyone to step up.


Indeed, it is hightime every member on LeoFinance took responsibility of the platform. Yes, Khal birthed the project but it is not entirely his own anymore because we all have stakes in the project. If it fails, our loss but if we contribute to its growth then it will be our gain.

Whoever read the long essay keenly will discover that the focus is on "community" and "network effect." The project has been designed to be dependent on Layer 0 and not the core team doing all the job. The little you can do as a community member, do it.

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This is quite a documentation. Great to see this released as promised. This project has really come a long way (the metrics says it all). it's nice to see the ambitious plans to take this to the next level. I trust we'll be hitting all the goals set out for the year and taking our place in the web 3.0 movement.

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What an in-depth update , you really did an amazing job on this . Big ups!!

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Without community, applications are useless. Tools are useless, projects are worthless. Tokenomics don't matter.

I am sold for these words only. Someone focusing and listening to community will not go wrong.

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Community is what will make or break a project in Web 3.0. There is really no other way to look at it.

When people critique projects without a community, pointing out there is nothing happening, they are not wrong. It is vital.

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What's a project when there are no people to use or engage it? It's the community that gives value to any project. It's great to see that LeoFinance is community-focused.

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Stats and numbers speak for themselves but it is also nice to see that project leaders have the community in mind at all times. It is really great to see how far Leo has gone over the past year even though I missed a good part of that growth by sitting on the sidelines.

I do however want to discuss a possibly overlooked aspect that I tried to highlight in this article that explores some additional ways the community can support the growth and amplify it.

One thing that came to mind is the lack of incentive for traffic-based results even though that is the main KPI related to Google rankings. We simply don't have a way to reward articles that are constantly bringing in new people even though that would be a very obvious feature to have?

How would an outsider express their opinion on the content?

They can't comment and they can't upvote nor downvote a post meaning that they can only be passive observers until #ProjectBlank comes along I guess.

Is evergreen content getting the recognition it should by the Leo community?

I personally feel that the 7-day reward window works perfectly in most cases but we should at least discuss possible alternatives. Not necessarily to change the system but to add a feature on top of it that would track the number of visits to a certain article and rewards the author periodically. Even if we make these rewards very small I think people would still love the idea of "infinite" rewards and contribute to LeoFinance's growth with more passion and dedication.

Enough rambling, I love the ideas and the vision for the future of Leo. Really looking forward to reading the rest of the whitebook. Web 3.0 ain't going nowhere without us!

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I love the whitebook, although if someone would find it by accident and see the that the how to guides are locked. What would they do?
I am really excited about polyCUB and only have one question: WEN?

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Holy crap, that's a lot of work you've put into this!!! I am sold on LEO, I am!!!

I have been trying to understand alll this for a few weeks, I started by figuring out how to sell hive and buy eth... now I'm looking at cubfinance because it's time to try to make my crypto work or itself. I'll get it soon enough and I appreciate everything you guys are doing here, it's helping me a lot.

What I don't understand is how is it that Hive and all its second layer tokens haven't gained all that much recognition since it has all these fast transactions and low low fees and scalablity have been proven to work for so long.

Is it because until now, we havn't had much of a bridge to work with in terms of getting around multiple chaines?

Thanks again for your work, I'll be following the DailyLeo Newsletter from now on!!!!

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In answering the question and from my own perspective, I'd say that Hive lacks the top-notch marketing strategy.

That being said, we need to understand that this marketing and publicity is the responsibility of every Hivean because Hive isn't owned by one person.

For the outsiders to know what Hive is made of, they have to be told.

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Very good point. Come to think of it I don't have any friends I've been able to talk into using the platform, they find it oo difficult or aren't interested.

Yes I guess it is our responsibility. thanks for that reply

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Then you have to start talking more and be ready to guide them when they are onboarded.

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You're right, the thing is not money of them are into crypto... still see this whole thin as a fad! Otherwise, I'm ready to guiide them!

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Yeah, many people aren't into cryptocurrency because they don't understand its workings. I believe that with proper education and information, many would want to venture into the technology.

Keep guiding those you can.

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I used to be good at answering in time! Sorry for the late reply, yes you're absolutely right. Education is key

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Out of 10 to 15 pages, I think I just managed to complete 7. Will continue reading tomorrow. Though I am new in financial technology, I found this initial document very promising and impressive. I learned a lot and there is still much to absorb. Can't wait to add more HIVE and LEO. As for CUB, bLEO, wLEO, polyCUB, and pLEO, I think it will take some time for me to understand these new tokens. All I know is that during my first two months reading about DeFi, I have a good impression of Polygon network.

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"That's one small step for Khal, one giant leap for mankind." 🚀🌕👍🏽

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I am 10K% sure that this year will be the best year for Leofinance, many congratulations to the hard working group.

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Is leo going to focus on any geographical region?

Might be worth including a Roadmap on this so that things like marketing and other campaigns can be coordinated.

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Focus on a specific geographical region? I don't think so but let's see the WhiteBook to the end!

However, I believe it's a decentralized and online project so, marketing will be done mostly online and the internet will be that geographical region. Meanwhile, having ambassadors won't be a bad idea and I'll be glad to be among the ambassadors.

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Great to see all apps and tools from the LEO Finance ecosystem glued together in the whitepaper along with the overall and individual vision for each of them. The path is clear and we only need to follow it up and deliver. This is the cornerstone of building an imperium around it!

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I will be interested to see what excitement is generated from the ensuing releases of the white book. How much new information will we see?

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(Edited)

I'd personally love to see a report of some sort again on the ad vs burning of leo like you use to do. If not weekly perhaps once a month and would be included with traffic stats and along with some goals we can work towards as a community for marketing and improving traffic flow and quality to the site. It's always an upward track of being a better you, better community, better token day after day and this could be a motivational factor.

The newsletter is a great idea and I'd love to see it expanded. Right now it's very limited placement but perhaps Leopedia could be a great sport for adding this lead capture to which will grow the list and grow the traffic. Not only that however I'd like to see it expanded in terms of training such as a get started with LeoFinance and explains each day in an email series about writing your first article, commenting on others articles, how rewards work etc. This could then blend into other aspects such as CubDeFi, Polycub etc. It would take some time setting up however after that point it's pretty much automated with some little tweaks in the follow up series if needed for more content or if things got changed on the site.

The overall vision and growth aspect of LEO however looks strong I just feel it needs to be shown/reinforced about how everything else is providing value back to the core token LEO. Look forward to reading more!

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Great post and whitebook, especially for newbies looking for detailed info about LeoFinance and Hive.

The post itself can be used as an intro and whitebook as a detailed info source by people who like diving deep after reading the intro post and got excited who want to know more about the nuts and bolts of the entire LeoFinance ecosystem.

Emailing the link of this post to all my friends as a late new year gift.

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(Edited)

TL:DR

  • The Leo Team is Focused on Web 3.
  • Web 3 is a tokenized social economic community.
  • Leofinance.io is the townhall of said community, utilizing the strengths of Hive in this segment.
  • As with any busy community there is much to do beyond the town hall.
  • It's a relatively new vision with a lot of hype and opportunity. Khal and Team are well positioned to utilize market trends for the advantage of the entire Leo Community.
  • There is more to the community than the social network, with defi, education, trading, staking and earning reaching across multiple blockchain communities.
  • Just current growth sees the demand soon outpacing supply.

-Keep in touch with the always changing WhiteBook to guess Wen/Soon New things are happening every day.

MY SUMMARY: Khal and team are paying attentin to the markets and the community to leverage the current market conditions and make the current Lions happy and wealthy in the future with many investment opportunities.

Don't Miss Out.

blankphone2.jpg

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This a pretty fantastic read. One of the things it validates for me is something I've tried to impress upon first the steemian, then hivian and now lion is that evergreen content is a main goal of growth. To me that is always in the form of a 101 level tutorial for anything and everything crypto. (including endless leo tutorials themselves)

The second thing I really want to understand as this whitepaper unfolds is where a layer 0 person truly stands as an early adopter and shareholder. Can a layer 0 person simply hunt leo and make their dreams come true or do we need get involved in the other projects such as pools or the bleo & pleo type things?

I've always been a layer 0 guy. I have a few cub but honestly don't get the other stuff. Is Leo enough?

Can't wait for the next whitepaper release.

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Quite elaborate and clear!

I think this is the first project I have seen that is built around and dependent on Layer 0. This time, the community isn't a tool for the founding team's enrichment as with the web2 rather the community is a tool for their own enrichments.

This is a clarion call for every member of LeoFinance to answer. The LEO project is focused on developments and growths. For the growth of the project to be seen then all hands must be on deck.

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It's an interesting one, hive so much to offer and leofinance just makes it all better.

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It's been fun watching leo grow from a little cub into a roaring lion. 2022 will be a good year for LEO.

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A 'Whitebook'? WOW!
That's a lot of reading and probably a lot of techy stuff I'm sure I don't understand, however, I will be reaging it all so I can better understand Leo & all it's projects.

Thanks for all your hard work.

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I personally have dozens of more chapters to the Whitebook that I left out of Version 1.0. I'm not ready for everyone to see those just yet.

This is huge for LeoFinance the development continues LEO ATH is immanent.

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It makes a lot of sense to release this in bite-sized pieces. It is more likely people will read and engage that way. !BBH

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Because this is such an awesome post, here is a BBH Tip for you. . Keep up the fantastic work

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Happy to design for this project... ♥
Amazing news!

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Whitebook sounds really interesting and worth to read. I'm really very thankful for such wonderful share that information about Leofinance. This is really nice that LeoFinance is A Web3 Ecosystem.

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Come for the knowledge; stay for the community. LeoFinance is truly building a grassroots-type community based on a growing wealth of knowledge about the crypto industry and an expanding suite of applications that allow the community to expand their options while still having the comfort of having it all be "in-house".

I don't think the impact of this can be overstated. People who use LeoFinance are able to read tutorials, get questions answered, read in-depth articles about what's happening in crypto, finance, technology, etc, and are overall able to gain the knowledge necessary to traverse the oftentimes confusing world of cryptocurrencies. As stated in the Whitepaper, the community has a vested interest in helping new users get comfortable and grow.

I think the "focus" on these KPI's is exactly where it should be. The more users, the bigger the network, the exponentially greater the network effect. It is still so very early in the game. Now is the time for people to get involved. Hopefully we'll see those numbers continue to climb throughout the year.

Good start!

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Now is the time to get off the sidelines and get involved in Leo. Community is King :-D

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