FINANCE: FROM ZERO TO HERO
Are you about to start your finance journey from scratch without any clear-cut plan towards attaining your financial goal? Well, do not worry, I am on a similar journey myself, and in this post, I will be sharing with you my journey, highlighting my mistakes, wins and lessons learnt on my road to financial freedom.
You might ask, "How does one start their financial journey with nothing?" I did ask myself the same question when I started, and I fell victim to a couple of get-rich-quick scams that promised the same. So when anyone tells me I could make money without investing money I am usually dismissive, which takes me to my first point–perception.
You might have come across the book, Rich Dad Poor Dad Book by Robert Kiyosaki and Sharon Lechter
. If you are like me, you hated the book. Yes, I did, especially the part that talks about poverty and wealth being transferable by association. The author explains that if one is born poor they are most likely going to remain poor by virtue of the people in their life and the mindset they perpetuate and there is little they can do about it. I hated the idea of being condemned by reason of my birth or association and that made me miss the message, which is we all need to change not just the people we associate with but also how we view the world to attract abundance.
THE POOR MINDSET
I am sceptical about almost everything which makes me resistant to change. Once upon a time, I did not believe it was possible to make decent money as a content creator because I did not know anyone who was making much in a sphere until a friend of mine got a job with a foreign firm that paid seven figures, and it wasn't your regular 9-5 job. He worked at his convenience and he was making more than most people I knew who had professional tags to their name. This opened my mind to the possibility of earning beyond my financial threshold, and that gave me the drive to want more for myself.
Certain mindsets are limiting and it is impossible to break them when your reality echoes and reinforces such a mindset, hence the need to change not just your mindset but things around you so you do not self-sabotage.
INVEST IN YOURSELF
This might sound cliche but it is the most important path to a life of abundance. So far I have said nothing about making money because most people believe that money is the answer but it is merely the product of the effort you put into yourself and the world.
The beautiful thing about investing in yourself is that it costs little to nothing. There is an unimaginable amount of information on the internet you can benefit from (like this one). You can learn new skills and other people's experiences to better position yourself for better opportunities.
INVEST IN RELATIONSHIPS
This is a recurring theme in most of my blogs and vlogs and I cannot emphasize this enough. Relationships are as important as your knowledge or skill. Having the right relationships grants you access to the right place and people. It makes the journey to the top a lot easier.
The easiest way to build strong relationships is by joining communities (online or offline). Ensure you are part of something that gives your life meaning and purpose. This is the essence of being part of a community.
TELL YOUR STORY
Storytelling is one of the best-performing form of content in the world and you should capitalise on this as well. Yes, creating content should be part of your financial plan as it exposes you to more people and opportunities. Most of the top entrepreneurs are using social media to promote their products and services and grow their brands.
By telling your story you give people more insight into your journey and this opens up the door to new opportunities. Now there are web3 blockchains like Hive that buy creators for creating content. This is a viable means to create wealth for yourself by simply telling your stories and networking with people across the globe via microblogging platforms like Leofinance . It has never been this easy to create wealth
CREATE A FINANCIAL PLAN
For the most part of this post, I have discussed the social and psychological aspects of becoming empowered financially. Now we have to deal with the money part where most people struggle and understandable because this is the part where you get to fix your financial myths.
Having a financial plan is imperative to your success. You need to have something you are working towards, irrespective of the size of the plan. This doesn't mean there is no room for flexibility. You can always adjust your plan but having one gives you the structure you need to make the required change. I discuss this more in the video above.
Also be realistic with your expectations. Take gradual steps to the top. You don't become capable overnight. Taking on huge tasks would only expose your weakness and that can inhibit you from moving forward. You have to revisit your plans occasionally to see what's working and what's not. Work with your plan, not for or against it.
RINSE AND REPEAT
Financial Planning is not a one-time thing. It requires constancy and commitment. If you want to become financially free then you must commit to the process of learning and growing, never letting setbacks hold you down.
You might not have all the answers or a clear vision of where you want to be financially, however, following these tips can set you on the right path. By reviewing your money myth you change your attitude towards money in a matter that favours you. With a better mindset you can connect with the right people that can teach and open you to new opportunities. Then comes the need for structure and planning, so you get to choose their right opportunities, and getting in this pattern clearly sets you up for success and improve your finance.