Saturday Savers Club with @susie-saver | Week 13 - Saturday 27 March 2021 - Win EDS Tokens for Comments!

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(Edited)

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Hello Everyone,

Welcome to Saturday Savers Club with Susie Saver.

First Up - the EDSM Contest

Here's the entries so far:

EDSM - why I bought some? by @alexvan.

The deadline's passed: we have a winner!

@alexvan - yay!!!

Keep up to date with SPI by following @spinvest

And now, this week's EDS winners!

Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from @alexvan @gillianpearce @ericburgoyne @solymi @bearmol @oldmans @no-advice @justclickindiva, @missaj, @khan.dayyanz, @fruityfruitz and @knowhow92.

Okay, everyone who commented last week went into the WheelofNames and two winners came out: @fruityfruitz and @gillianpearce - yay!

- Congratulations!

Check your Hive Engine wallets Saturday Savers!

Thank you for taking part in Saturday Savers Club, everyone!

What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens 😁.

More about EDS tokens

EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. You can now acquire EDS tokens through the EDS Miner token.

Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening: last week the pay out was equivalent to 20%.

Back to business ...

We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year 🤑?

Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.

Let's Get Started

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Image by Peggy and Marco Lachmann-Anke from Pixabay This is where @susie-saver's savings are going. What are you going to do with yours?

We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.

You can use the sheet below to track your progress:

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Right click on the image, save it to your computer and then print it out.

Okay, let's check in ...

1. Check Progress

Each week, we're going to check in through this post and see where we are up to. Our target for today, 27th March, was 5.81p. Next week, we'll be saving 6.30p and by Saturday we'll have savings of 43.74p.

Each week, I'll be buying Hive for @susie-saver's account with the pennies we've saved.

Here's this week's results - 5.81p buys 11.39 Hive.
136 Hive saved in 13 weeks! Plus we're earning 3.22% inflation on powered up Hive. Let's see what @susie-saver's investments will bring!

EDSM are paying a good return at present: as well as weekly income, EDSM holders are mining EDS tokens. This week, @susie-saver bought 1.1 EDSM bringing her total to 3.5 - she's aiming for 5 EDSM, then she'll choose another investment.

Today, @susie-saver's Hive account is worth 26.11p and the Hive-Engine account is worth 32.00p = 58.11p in total. Pennies saved = 37.44, so we're doing pretty well with our investments.

How much did you save this week? Did you meet your target? Or did you save even more?

Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.

Sign up here with us to start your savings journey:

  • just leave a comment below if you want to join the challenge.
  • follow @eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
  • share this post if you think your followers might be interested.

2. The Golden Pig Tip

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Image by 3D Animation Production Company from Pixabay

Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.

This Week's Golden Pig Tip

This week's tip is from @fruityfruitz, who wins an extra EDS token:

"My tip would be to have a practical and workable budget and be aware of it. I think that helps to prevent irrelevant spending and makes us more goal-oriented re finances."

Thanks @fruityfruitz!

And today is always a good day to start saving - you can start on Day 1 or make up the first thirteen weeks to catch up with @susie-saver.

That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday with progress so far and our next Golden Pig tip.

@eddie-earner content contributed by @silverstackeruk and @shanibeer.
Today's post by @shanibeer writing as @susie-saver.

EDS, @eddie-earner's income token, is part of the SPinvest family including SPI (@spinvest), LBI (@lbi-token) and the @spinvest-leo account - a cool club in the making. Spinvest Family Motto: Get Rich Slowly.

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Congratulations to this week’s winners.

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Hi @bearmol, how's things? What have you been up to?

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This week I introduced one of my colleagues to the blockchain and received .01 HIVE. But a greater gain is the fact that I have a colleague I can now have conversations with about HIVE/PEAKD. I also spent some time working on improving the quality of my most recent posts and received my highest upvote to date.How about you @shanibeer?

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That sounds like good progress 😁.
Me, I have been mainly working this week, there was a big meeting on Thursday that needed a lot of preparation and then I always like a Tidy Friday, clearing my desk and finishing things.
!ENGAGE 30

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😎. The reward for a job well done is always more work. 😀

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Congrats to this weeks winners!! I have been working on getting my hive power up to 5,000 just another 102 hp to go. Hope everyone is meeting there goals. Have a great week all.

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Thank you for your engagement on this post, you have recieved ENGAGE tokens.

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!WINE BEER and a good weekend!

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!invest_vote
thank you for doing this contest, I love to see those small payments coming in.

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Thank you for your support 😍.
It's fun, isn't it? Little by little!
!ENGAGE 30

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Yay indeed! Thanks for the EDS.

As I mentioned last week I wanted to make use of my extra DEC and get into the DEC/BUSD pool. After 4 hours of trying I finally managed to do so. I wasted a lot in fees but at least I'm in the Farm.

Tomorrow I will check my earnings. It's really complicated though and I don't now where I can go to find out exactly how much I paid in fees. Consequently, I won't know at what point it turns into a positive investment. Then there's the whole impermanent loss thing. For now, I'm just telling myself that it's better than having the DEC sitting there doing nothing.

Have a fun weekend!

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For now, I'm just telling myself that it's better than having the DEC sitting there doing nothing.

And you're learning and having fun? 😂

Well done, though. I don't even know what any of those words (impermanent loss, pool ...) mean.

!ENGAGE 30

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And you're learning and having fun?

Learning definitely. Having fun? Depends at what point in the process you ask me. 😂

I don't even know what any of those words (impermanent loss, pool ...) mean

Well now I'm feeling smart. Not that I'm totally sure what they mean either but I have a better idea today than I did this time last week so that's progress. 😊

!ENGAGE 35

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I don't now where I can go to find out exactly how much I paid in fees.

I just made this short post about finding TXN Fees. Hope this might help. :)

https://leofinance.io/@oldmans/finding-txn-fees-on-binance-smart-chain-newbie-content-alert

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(Edited)

untitled.gifThank you and congrats to the other winners.

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😃Thank you and thanks for the EDS.

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Great to see you @fruityfruitz 🙂
Any good savingsd tips for us this week?
!ENGAGE 30

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Hang around friends who enjoy and do well at saving.(Good influence)😀

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THat is a good one and so true 🙂

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😃Thanks.That’s one of the reasons I’m in this community. I’m learning more about saving. The tips are quite useful.

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Congratulations to the winners! Looks like last week I forgot to say hi :)
But I'm here now, sharing what I did this week.

I bought more CUB and put it in the DEN. Also ended up with some BTC. Moved my remaining Steem to Binance, bought BTC as there's not much option when it comes to Steem. Initially I wanted to trade BTC to BNB and move BNB to Binance Smart Chain but the price of BTC started to drop, so I had to cancel the order. Thus I'm holding some BTC now.

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Initially I wanted to trade BTC to BNB and move BNB to Binance Smart Chain but the price of BTC started to drop, so I had to cancel the order.

I'm feeling dizzy! 😂
You sound like you know what you are doing, though - great to hear and good o see you!

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Lol, wait as i edited the text before posting, and spelled out BSC (Binance Smart Chain) as it looked like some kind of coded message :D

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Thank you for the opportunity! It was a perfect start of the day to read a notification for another EDSM added to the stash! Love such days!

How much did you save this week? Did you meet your target? Or did you save even more?

I've managed to invest even more than planned. At the start of the month, I pay myself first, where I put the money into investments and after every week passes, the remainder of money that has been budgeted is added to the investment pool. We noticed that we spend less money lately, even if we buy higher quality food (mostly bio and organic).

Have a good week!

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We noticed that we spend less money lately, even if we buy higher quality food (mostly bio and organic).

That's interesting, isn't it? I find the same. I guess we are behaving more intentionally. 🙂

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I find the same. I guess we are behaving more intentionally.

This is so true! This little things have such a big impact in the end, Pareto I would say.

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I would love to upvote more Eddie earner posts. Thanks for posting.

I’m working on growing my delegations to brofi.

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Hello @dkid14, welcome and good to see you.
I'd like to do more content but work is a little demanding ... 😁
Thank you for your support and good luck with the delegations!
!ENGAGE 30

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I get that. I want to post more too but super hard with work. Thanks for the posts you do put out.

Good luck with work!

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What's been happening in your world this week

Nothing much has been happening. I am doing the usual work, commenting on HIVE and playing various games on HIVE and WAX. So just the usual job of filling up my bags.

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usual job of filling up my bags

It's a dirty job but someone's got to do it 😁.
Good to see you @jfang003, thank you for stopping by!
!ENGAGE 30

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Great advice being given away for free above. Thank you- @fruityfruitz and @bearmol you will need to give me some coaching on the savings 😎

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(Edited)

Thanks too @missaj. Wait a minute, thought you were coaching us. Lol!
We help each other eh.Right ministry! Lol

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I’m not consistent in the ministry of finance and planning.

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Hello @missaj good to see you 😍.
Let's all get rich slowly!
!ENGAGE 30

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Greetings neighbour! Amen to that but I would not turn away quick gains legally and ethically gotten 😂

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Me neither, truth be told 😁.
I just need someone to tell me where to get them!

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First, congratulations to: @alexvan for winning the EDSM Contest.

Second, congratulations to @fruityfruitz and @gillianpearce for winning the WheelofNames.

Third, thanks so much @fruityfruitz for the Golden Pig Tip for this week. I agree with you that having a reasonable budget creates an awareness of our overall situation. If you know how much of your disposable income you're allowed to spend, you will be more aware and not go over that amount. Hopefully. Spending funds meant for savings or another project just spins you off into another direction not knowing where additional funds will come fund. It's hard to replace earmarked money.

Last, @eddie-earner here is my Week 13 Saturday Savers Club post highlighting my activities during this past week.

https://peakd.com/hive-167922/@justclickindiva/week-13-progress-by-justclickindiva-or-saturday-savers-club

I have every had a good weekend so far. Take care, and have a nice week ahead.

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😃Thank you @justclickindiva.
You’re right, spending funds meant for savings does get one off track. It changes the direction of things.
Thanks for the mention and have a wonderful week.

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