Saturday Savers Club with @susie-saver | Week 14 - Saturday 3 April 2021 - NEW Savings Challenge win SPI | Win EDS Tokens for Comments!

in LeoFinancelast month (edited)

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Hello Everyone,

Welcome to Saturday Savers Club with Susie Saver.

First - A Savings Challenge - Win SPI!

Yes, you could develop a life-changing habit and win some SPI!

The secret to saving is to start small and to start today. Yes, it is as easy as that 😁. The Penny a Day Challenge is perfect for that. You start with such a tiny amount, infinitesmal, that you wonder "how is that going to make a difference"?

Well, over time, it does make a difference. By taking part in the Penny a Day Challenge, over 365 days you will have saved 66,700 pennies. That's another secret about saving: time. Sometimes, that's all that is needed: you put away a little and leave it to grow over time.

Our first savers, @susie-saver and @justclickindiva, are 25% through the Penny a Day challenge. Have a look at last week's post by @justclickindiva to see her progress and how she feels about it.

This is an invitation to our new members (and everyone who would like to join us) - especially @missaj and @fruityfruitz (and bring your friends, everyone is welcome) - to join the Penny a Day Challenge this week 🤑.

How to Enter the Challenge

  • print out the tracker sheet below.
  • start putting aside Hive every day in your savings, starting with Day 1 = 0.01 Hive, Day 2 = 0.02 Hive etc (you can see how @justclickindiva has done this in her wallet).
  • write a post about joining the Challenge in (get extra pennies for your savings, why not)?
  • include the tags #saturdaysavers #eds and put a link to your post in the comments below.

If you are already regularly saving with Saturday Savers Club, you can also enter the challenge with a progress post about your savings activity over the past 13 weeks. What your goals were, how you are doing, what you've learned - that kind of thing 😍.

Prize: 5 SPI shared among the winners.


Penny a Day Tracker Sheet


Right click on the image, save it to your computer and then print it out.

Now then - this week's EDS winners!

Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from @alexvan @gillianpearce @ericburgoyne @solymi @bearmol @oldmans @no-advice @justclickindiva, @missaj, @fruityfruitz, @erikah, @dkid14 and @jfang003.

Okay, everyone who commented last week went into the WheelofNames and two winners came out: @dkid14 and @solymi - yay!

- Congratulations!

Check your Hive Engine wallets Saturday Savers!

Thank you for taking part in Saturday Savers Club, everyone!

What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens 😁.

More about EDS tokens

EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. You can now acquire EDS tokens through the EDS Miner token.

Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening: last week the pay out was equivalent to 20%.

Back to business ...

We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year 🤑?

Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.

Let's Get Started


Image by Andy M. from Pixabay I was looking for a picture of fried chicken and this came up 😂

We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.

You can use the tracker sheet above to track your progress.

Okay, let's check in ...

1. Check Progress

Each week, we're going to check in through this post and see where we are up to. Our target for today, 3rd April, was 6.30p. Next week, we'll be saving 6.79p and by Saturday we'll have savings of 50.53p (look how that is growing)!

Each week, I'll be buying Hive for @susie-saver's account with the pennies we've saved.

Here's this week's results - 6.30p buys 8.13 Hive.
144 Hive saved in 14 weeks! Plus we're earning 3.22% inflation on powered up Hive. Let's see what @susie-saver's investments will bring!

EDSM are paying a good return at present: as well as weekly income, EDSM holders are mining EDS tokens. This week, @susie-saver bought 0.813 EDSM bringing her total to 4.313 EDSM - she's aiming for 5 EDSM, then she'll choose another investment.

Today, @susie-saver's Hive account is worth 39.42 (last week 26.11p) and the Hive-Engine account is worth 63.57p (last week 32.00p) = 102.98p (last week 58.11) in total. Pennies saved = 43.74, so we're doing pretty well with our investments.

How much did you save this week? Did you meet your target? Or did you save even more?

Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.

Sign up here with us to start your savings journey:

  • just leave a comment below if you want to join the challenge.
  • follow @eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
  • share this post if you think your followers might be interested.

2. The Golden Pig Tip

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Image by 3D Animation Production Company from Pixabay

Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.

This Week's Golden Pig Tip

This week's tip is an oldie but a goodie: we've had it before but we'll say it again:

start small and start today (and join our savings challenge 🤑)

And today is always a good day to start saving - you can start on Day 1 or make up the first fourteen weeks to catch up with @susie-saver.

That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday with progress so far and our next Golden Pig tip.

@eddie-earner content contributed by @silverstackeruk and @shanibeer.
Today's post by @shanibeer writing as @susie-saver.

EDS, @eddie-earner's income token, is part of the SPinvest family including SPI (@spinvest), LBI (@lbi-token) and the @spinvest-leo account - a cool club in the making. Spinvest Family Motto: Get Rich Slowly.

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Hello @eddie-earner Here's my Challenge. It's included in my Week 14 Saturday Savers Club post:

I feel that during the 1st quarter, I have met and exceeded my goals of savings and investing.

Also, congratulations to @dkid14 and @solymi for winning in the WheelofNames.

I truly feel that, as the the Golden Pig Tip suggests, the key to starting any project dealing with your hard-earned money is to start small if you're unsure. Then gradually increase once you're comfortable or remove if you want to go in another direction.

Have a good rest of your weekend everyone and happy holiday if you celebrate. I look forward to seeing you next week. Take care, and stay safe.

Hey @justclickindiva, good to see you 😍.
What a great report for your first quarter! So pleased you have met and exceeded your goals of savings and investing, that is excellent 💯.
I agree, starting small is a good way to go, then, as you say, you can review as you go.
Thank you so much for entering the Challenge!
Enjoy the holiday 🙂.


Thank you for your engagement on this post, you have recieved ENGAGE tokens.

Hello 👋 @eddie-earner and @susie-saver . I’m getting closer to 300HP and a reputation of over 60 which is my goal for the end of month 3.

Congratulations! That is a great achievement, excellent!


Thank you @shanibeer. I’m learning how this world works as I go along.

Would love to have a post with your story in the Challenge 😍

Fabulous, thank you for entering 😍

You’re welcome.

@shanibeer Ok. I'll try to put something together.

Thank you for your engagement on this post, you have recieved ENGAGE tokens.

Hello @bearmol What an admirable goal. You'll be a Minnow on the Hive blockchain soon. Your rewards will increase also.

Thank you @justclickindiva. I’m looking forward to reaching another level. Still a small fish, but I like to idea of growing and becoming a Minnow.

I find it hard remembering from 1 week to the next exactly what I did when. 😂

I bought my BTC lateish on Sunday in a bit of a dip so was happy with that.

I also compounded the CUB I had in the DEN and then discovered it cost me more in fees than the value of the amount compounded so lesson learned there.

It did inspire me to write a post though which was a bit of a shocker! 😂

After my experience in the DEN I didn't harvest anything from the DEC/USBD farm. Not sure I will this week either as I don't actually have a plan of what to do with the harvested CUB.

I did do a thorough search for DEC in alt accounts though and added that to the farm. I'm feeling much more confident with the process now.

Other than that we seem to have spent a lot of time in childcare this week, now the lockdown is weakening.

Have a fab long weekend! 😍

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I find it hard remembering from 1 week to the next exactly what I did when.

You and me both! Good thing I make notes in the memos on the susie-saver account or I'd be lost!

I swapped my CUB for some LBI tokens. I like that someone else is managing all that. I was early to SPI but I think I'm going to be a laggard for everything else 😂.

Well done with your BTC, that must take some attention!

Did you watch Grace (ITV), filmed in Brighton, I think?


Did you watch Grace (ITV), filmed in Brighton, I think?

I think I might have done. I'll have to look it up. Another area where I can't remember from one week to the next. 😢 😂


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😂. Actually, I didn't watch it straight through, it had a gruesome plotline so I skipped quite a lot. Nice scenes of the sea and promenade and roads I know I've driven along, especially the one along the cliff.

Are you going to enter the challenge this week? 😍

I just googled it and looked at the pictures. I haven't watched it so will maybe look out for it on Catch-up. Although I just cancelled my TV licence thinking it would mean I couldn't watch BBC or iPlayer but my son says I can't watch ITV either now so I'll have to check that out first!

Are you going to enter the challenge this week?

I already have too much on my plate with regard investment. I'm trying to get rid of stuff rather than take on new things. I'm enjoying following along though. 😍

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Thank you for your engagement on this post, you have recieved ENGAGE tokens.

Thank you for your engagement on this post, you have recieved ENGAGE tokens.

Another great week for saving, I am getting closer to the 5,000 Hive mark only 84 to go and then on to another goal. Have a great week all

Hello @ericburgoyne How have you been? That's a great benchmark to reach for your Hive. Good luck.

Doing good thanks and yourself ??

Been a long time coming slow and steady but I am getting there maybe another month.

Hello @ericburgoyne, that's such great news!
Are you writing a post for this week's Challenge? It would be good to read your story.


Thank you for your engagement on this post, you have recieved ENGAGE tokens.

Just the usual but I plan to spend more time at the @leomarkettalk thread this month. The goal of the month there is to get 10k comments from the daily post so I plan to do my part to contribute there.

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Oooh, had a look at @leomarkettalk - what an exciting idea!
Are you going to write a post for the challenge? It would be good to hear your story over the past three months.


Sure I don't mind doing one later in the week. I have been generally doing the pennies more or less in fiat between my bank accounts but I'll start adding some funds from my HIVE account to be transparent. I have moved 0.001 HBD on the first day and plan to continue for the next year.

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Here is the link to my post for the challenge this week.

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Thank you for your engagement on this post, you have recieved ENGAGE tokens.

I'm one day late again, but here I am, participating as most of the times.

This week I moved some HIVE to Binance, and then to CUB DeFi to be able to pool some of my CUB into the CUB-BUSD LP pool. I'm planning to repeat is as soon as I get some post payouts.

BTC is dipping and next week or the next two weeks it's expected to reach a bottom of $50k (it's something other say, not a financial advice, so we have to
👀 the market with @gillianpearce, to be able to jump in :) I have my funds ready :)

Also have invested some funds in other tokens I see could be profitable in the near future.

I'm trying to diversify my portfolio as much as possible, outside the Hive ecosystem as well.

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Hello @erikah, a busy week for you 🙂!
Interesting that BTC is expected to dip, you're right, we need 👀 on the market (also not financial advice).
Are you going to enter the Challenge? Be good to see a progress report for the first quarter from you 😁.
Have a good week!


I'm not sure yet what to do about the contest to be honest. I need t think about it.

Happy Easter by the way 🐰

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Just two hundred words about your experiences of the last three months? (and a nice picture) 😍. Has the Saturday Savers Club made any difference or did you just "fall" across it want the token giveaway grabbed you? 😂

Seriously, it would be lovely to have people's stories, but no pressure 🙂

Happy Easter, too 🐇

Thank you for your engagement on this post, you have recieved ENGAGE tokens.

This is great , I haven’t been home for almost 15 years and I was told by my cousin that I should take a trip home next year. I think I’m gonna jump on this train and call it Jamaica bound. It should be able to cover sins part of the trip.
Ps. How do I print out the sheet below ?

Okay ... so we may meet each other: I'm saving my pennies for a trip to Jamaica, too 😍. That's another good savings tip: have a goal for your savings 😁.

To print out the progress tracker sheet: right click on the image, save to your computer, then print out from there.


Thank you 🙏

Hello @missaj That's a nice goal to save up for a trip home. Fifteen years is a long time to miss your homeland. Good luck on your journey next year.

Yup! Time to make that visit.

Thank you for your engagement on this post, you have recieved ENGAGE tokens.

Congratulations @eddie-earner! You have completed the following achievement on the Hive blockchain and have been rewarded with new badge(s) :

You distributed more than 2000 upvotes.
Your next target is to reach 3000 upvotes.

You can view your badges on your board and compare yourself to others in the Ranking
If you no longer want to receive notifications, reply to this comment with the word STOP

Check out the last post from @hivebuzz:

Feedback from the April 1st Hive Power Up Day
Hive Power Up Day - April 1st 2021 - Hive Power Delegation

Thank you @hivebuzz :)
Good to see you supporting @eddie-earner

You're welcome @shanibeer, that's with pleasure!
Thanks for keeping this platform alive 😊
We wish you a happy weekend!

Thank you so much! It is always a pleasure winning in a giveaway. If you check my blog you will find one too and maybe you win?

I had a look - I'll come back later/tomorrow.
Interesting idea, too. Where would I display my collection, would I need a website or could I keep it on an external drive (for example)?

Well it is free to have a collectors profile on NFTshowroom, you can display your collection there, also you can download the corresponding file and display it on your home screen.

To open an account on NFTshowroom be so kind and use my invite link:

Okay, I have entered your giveaway (I think)!
I'm excited now, when is the draw? 😂

Hey, I created an account, too! All I need to do is purchase some art (or win it) 🤗.


is the number of my referrals now woopwoop yes you entered! Good luck winners will be announced at payout of post.


Thank you for your engagement on this post, you have recieved ENGAGE tokens.

Have you checked the EDSM market? there is no sell orders in there. Wanted to get myself some EDSM but 3k hive is too expensive for me...

Not sure what is happening there - there were about 1,100 for sale at the weekend. I've lodged a query in the discord.


Thank you for your engagement on this post, you have recieved ENGAGE tokens.

Hi @solymi, it looks like the sell listing was automatically cancelled. EDSM is listed again now, thank you for letting us know.


This week I'm glad that my EDSM produced some EDS and I don't have a round number. Will take part also into the SPI challenge, but this later today. :)

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This week I'm glad that my EDSM produced some EDS and I don't have a round number

Hurray! Look forward to your post :)

You've already seen it, but for the record, here is my post:

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Good to see you and thank you for supporting Saturday Savers Club!

I like it as it is different from the whole craziness on getting rich now! It is a slow way just to learn the basics and put a foundation for the long run.

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I can give !BEER out :)

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Hey @shanibeer, here is a little bit of BEER from @alexvan for you. Enjoy it!

Learn how to earn FREE BEER each day by staking your BEER.

Thank you for your engagement on this post, you have recieved ENGAGE tokens.

EDSM is no longer available for 10 Hive. What happened? I’d been acquiring them from the slowly diminishing sell wall that’s now vanished.

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It looks like the sell listing was automatically cancelled. It's up again now, thank you for letting us know.


Thanks. I just bought seven more!

Ah, that's cool 😎

Thank you for your engagement on this post, you have recieved ENGAGE tokens.

Yahooo. Thanks for the eds

Haha, good to see you @dkid14 😍.
Are you going to do a post for the challenge this week? Would love to read your story 🤗.


Thank you for your engagement on this post, you have recieved ENGAGE tokens.

Thanks for your suggestion. 😃

Look forward to seeing a post 😁


I'll work on it.

Hello @fruityfruitz How have you been? I'm so excited to know you may be joining us soon. Yes, it is a good initiative. If I can do it, anyone can. You don't have to pattern after what anyone else is doing.

For example, I save .01 Hive each day. You may want to start smaller and save .001 per day. Whatever you feel if comfortable with.

Since Hive rewards is currently paying higher rewards in HBD, I started saving .001 HBD each day now I can afford it.

Take care.

Thank you @justclickindiva. I’ve been good,thanks. I’ll read up some more and see exactly how I’ll proceed. Thanks for checking in.
Enjoy your weekend. 😃

Thank you for your engagement on this post, you have recieved ENGAGE tokens.

Thank you.

Happy weekend and have a !BEER

And to you 😁

Hey @eddie-earner, here is a little bit of BEER from @no-advice for you. Enjoy it!

Learn how to earn FREE BEER each day by staking your BEER.

Thank you 😍

@solymi denkt du hast ein Vote durch @investinthefutur verdient!
@solymi thinks you have earned a vote of @investinthefutur !

Here's my review of the first quarter.

Disclaimer: I'm not entering the challenge :)