Hello Everyone,

Welcome to Saturday Savers Club with Susie-Saver!

What a week! I think this is the biggest giveaway we've done: 2 EDS, 3 LBI and 9 SPI!

Well done, everyone, check your wallets, pretty much everyone last week was a winner!

Festive Savings

Some more great ideas for making the most of your money over in the comments in last week's post (LBI's to @bearmol, @phoenixwren and @missaj). I also found some lovely sustainable ideas in these videos over on youtube (I especially liked the giftwrap ones in the first video):
Tips from viewers for a frugal Christmas
Elegant Holiday Entertaining on a Frugal Budget
How to create a Frugal Christmas Gift Budget

Black Friday SPI Giveaway

So many great tips and stories in the comments in last week's post! My favourite was @ericburgoyne's story about a DVD player. Which did you like best? We had comments from @bearmol, @justclickindiva, @bashadow, @phoenixwren, @ericburgoyne, @jfang003, @tokutaro22, @riandeuk and @chrisparis so lots to choose from!

I also enjoyed this video from Russell Brand (a little irreverent - if you are easily offended, you may want to give it a miss) dissecting the hype around Black Friday. I found it very funny though, and I'm listening to it again while I put together this post. 😂 😂 😂

Promoting Saturday Savers Club - Tell Us Your Stories

All through December, we'll be promoting the next round of the 365 Challenge which will start on Saturday 1 January 2022 (how about that for a propitious date)? I'll be writing a special post next Saturday 4th December to start the process.

I'm looking for some good stories from the people who have taken part this year: what has your experience been? what did you enjoy? what were the challenges? would you recommend taking part in the Challenge and why? You can add your story in a comment below or write a separate post (maybe as part of Hive Power Up Day on 1 December) and link it in a comment below.

And, of course, there will be the chance to win SPI and LBI and increase your stash 😁.

Autumn Challenge - Week 16 - Save $100!

Week No	Amount	Cumulative	Week No	Amount	Cumulative
1	1.05 ❤️	1.05	11	5.67 ❤️	35.70
2	1.26 ❤️	2.31	12	6.16 ❤️	41.86
3	1.75 ❤️	4.06	13	6.65 ❤️	48.51
4	2.24 ❤️	6.30	14	7.14 ❤️	55.65
5	2.73 ❤️	9.03	15	7.63 ❤️	63.28
6	3.22 ❤️	12.25	16	8.12 ❤️	71.40
7	3.71 ❤️	15.96	17	8.61	80.01
8	4.20 ❤️	20.16	18	9.10	89.11
9	4.69 ❤️	24.85	19	9.59	98.70
10	5.18 ❤️	30.03	20	10.08	108.78

If you check over on @susie-saver's wallet, this week's 8.12p bought 3.79 HIVE which has been added to the savings wallet. Just four weeks to go in the Autumn Challenge!

Now then - this week's winners!

Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from @ericburgoyne @bearmol @justclickindiva @jfang003, @bashadow, @phoenixwren, @missaj, @tokutaro22, @riandeuk and @chrisparis.

Okay, everyone who commented last week went into the WheelofNames and we have two winners: @riandeuk and @ericburgoyne - check your wallets winners - yay!

Thank you for taking part in Saturday Savers Club, everyone!

What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens 😁.

More about EDS tokens

EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. You can now acquire EDS tokens through the EDS Miner token.

Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening. Last week the pay out was equivalent to 23%.

551 EDS Miner tokens left!

Back to business ...

We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year 🤑?

Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.

Let's Get Started

^{Image by Andy M. from Pixabay Hey Chicken, nearly time for pot pie! 😁}

We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.

Penny a Day Tracker Sheet

^{Right click on the image, save it to your computer and then print it out.}

Okay, let's check in ...

1. Check Progress

Each week, we're going to check in through this post and see where we are up to. Our target for today, 27 November, was 23.96p. Next week, we'll be saving 24.45p and by Saturday we'll have saved 577.66p (that's 57,766p just compounding a penny a day)! 😁.

Each week, I'll be buying Hive for @susie-saver's account with the pennies we've saved.

Here's this week's results - 23.96p buys 11.196 Hive.
1120 Hive powered up in 48 weeks and the remainder invested in EDS and EDSM! Plus we're earning 3.22% inflation on powered up Hive, 20% on EDSM, 23% on EDS tokens and a little on curating and posting!

How much did you save this week? Did you meet your target? Or did you save even more?

Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.

Sign up here with us to start your savings journey:

• just leave a comment below if you want to join the challenge.
• follow @eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
• share this post if you think your followers might be interested.

2. The Golden Pig Tip

^{Image by 3D Animation Production Company from Pixabay}

Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.

This Week's Golden Pig Tip

For the end of the year, we will continue to promote the EDS income token fund. Here's how you can help:

• Vote for @eddie-earner posts - all Hive, HBD and H-E token rewards on posts are powered up to grow the EDS fund and increase the Hive income that is given out every week - it's the magic of compounding combined with a virtuous circle combined with time! Never miss a post by setting up an autovote with Hive.Vote.
• Carry a little notice about Saturday Savers Club and EDS in your signature at the bottom of every post (See below for sample text and check the bottom of @shanibeer's posts for an example).
• Write your own post now and then about the Saturday Savers Club and EDS and why you are involved or talk about it in your monthly Hive Power Up Day post.

SAMPLE NOTICE TEXT
< sup > I save with the Saturday Savers Club on the @eddie-earner account. Enjoy savings tips and the chance to win EDS income tokens. EDS tokens provide guaranteed 12% Hive income every Monday (income currently 23%). EDS tokens and EDS Miners are available through Hive-Engine. < /sup >

Remove gaps in the formatting for the notice to look like this:

^{I save with the Saturday Savers Club on the @eddie-earner account. Enjoy savings tips and the chance to win EDS income tokens every week. EDS tokens provide guaranteed 12% Hive income every Monday. EDS and EDS Miners are available through Hive-Engine.}

Thank you to Saturday Savers Club members who are already doing this - fabulous!

And today is always a good day to start saving!

That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday.

@eddie-earner content contributed by @silverstackeruk and @shanibeer.
Today's post by @shanibeer writing as @susie-saver.

^{EDS, @eddie-earner's income token, and EDSMs are part of the SPInvest family including SPI (@spinvest), LBI (@lbi-token), CUBLIFE (@lbi-token) and the @spinvest-leo account. SPInvest Family Motto: Get Rich Slowly.}

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