Hive Is The Best DeFi Staking Platform

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Welcome HF 25

That's it! We are here. Hive Hardfork 25 aka Equilibrium is successfully completed without any hiccups. This was my first HF experience and honestly, I didn't feel a thing. 😁 I am excited about all the changes that were implemented. here's the short summary of the main features that were included in this HF:

  • Recurring Transfers
  • HIVE to HBD conversion
  • HBD APR% on Savings
  • Changes to curation rewards for Hive reward pool
  • Expiration on Governance votes

Source: https://peakd.com/hive-163399/@peakd/new-search-page-and-hf25-features-support-and-more-

Which one is your feature amongst all? Please let me know in the comment section below. In this blog, I am going to discuss the HBD APR% on Savings.


Hive DeFi

Hive provides 'No Risk' DeFi feature through Staking. You will not face a rugpull here. You own your keys to your crypto and hence no one can take away your stake unless you give it away from yourself. There are two ways you can earn a decent APR on your investment.

Hive DeFi.png


Hive Power

'Hive Power' is 'Hive' staked in your wallet. It increases with an APR of approximately 3.37% at the time of writing this post. This percentage is set by the witnesses and it can change.

screely1625320372270.png

Hive Power has a unstaking period of 13 weeks. Every week liquid Hive will be transferred to your wallet. You can also participate in curation rewards through your HP and do many more things with it.

HBD in Savings

Before HF 25, we were getting 7% APR on HBD when kept in the wallet or savings both. Post HF 25, we are only getting the APR only on Savings. It has a 3 day unstaking period which is quite cool as compared to HP. HBD is also a stablecoin and hopefully, its peg will be fixed post HF25. There are talks going on to increase that percentage to 10. If that happens, Hive will become one the best DeFi investment opportunities.


Hive Is Truly DeFi

Not many people know this but Hive is a truly DeFi platform i.e it's decentralized, unlike Binance Smart Chain (BSC). Since there is no third party involved, the risk of losing your funds is minimal. BSC is the most popular DeFi blockchain, crushing huge numbers in terms of active wallets and transactions. It is actually Centralized DeFi (CeDeFi).

Your precious money is safe from market fluctuations and other DeFi risks like Impermanet loss if you choose to invest in a stablecoin like HBD. Apart from the DeFi opportunities, you can do a lot of things with your Hive Stake (HP).

We now have another great use case and marketing proposition for Hive. 7% doesn't seem much but it's a lot better than putting your money in your bank accounts. Also, not everyone can afford to take DeFi risks hence it's a great opportunity for a lot of small-time investors like myself. Please let me know your thoughts in the comment section below!



https://leofinance.io/@finguru

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Not financial advice. For infotainment purposes only.

Posted Using LeoFinance Beta



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28 comments
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It is the original DeFi platform. You add Hive-Engine to the list and it is crazy. I can watch all the balances grow every day (and harvest and re-stake). The HBD updates are pretty exciting. I think it is going to really shake things up.


Posted via proofofbrain.io

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I believe the recurring payments are a great addition to Hive and I also prefer the new curation rewards model.

Posted Using LeoFinance Beta

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Yeah man. I really like recurring payments. Just need to figure how to use it. I hope someone makes an app for that. Looking forward to exploring all the possibilities.

new curation rewards model.

Linear rewards are the best. Period.

Posted Using LeoFinance Beta

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The hive to HBD conversation seems pretty cool... idk how it works, but u assume it has to be different from what was available before where as you would receive less HBD if you used the swap Vs. If you did it manually on the market..

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That's right @unorgmilitia, HBD to HIVE conversion will definitely help stabilizing the price. One should do it when the price of HBD is less than $1 because while conversion it considers HBD = $1. So you will get extra Hive and that's great.

Posted Using LeoFinance Beta

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Love the APR on HBD savings and conversion from hive to HBD. The recurring payments seems to be one of talked about feature prior to the fork. Yet to fully comprehend it though


Posted via proofofbrain.io

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Yeah, not sure how to make use of recurring payments. Maybe they will add some feature on the front-end so that people can actually use it.

Posted Using LeoFinance Beta

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From the content above the part that i love is the new development is the APR saving percentage that has changed from 7% to 10%. This is yummy and it will encourage people to save.


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I am really happy with the Expiration on Governance votes. This will be a real game changer. Now I need to go check on my witness votes and if I have distributed them to who I deem to be the most deserving block-producers.

Posted Using LeoFinance Beta

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Yeah, Most people must have forgotten whom they voted for. This is a great move to make people go back and reconsider their votes if required?

Is there any expiration timeline? Like your votes get expired every 6 months or 1 year?

Posted Using LeoFinance Beta

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I never really considered HP a Defi like thing but I guess it is since it has natural inflation and utility.

Posted Using LeoFinance Beta

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You get APR for staking Hive. It is DeFi with several extra features. You can delegate your HP for ROI or participate in curation rewards.

Posted Using LeoFinance Beta

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Yes HF25 bring real decentralization to savings on Hive. Amoung the other options available in the crypo world, HBD savings with 7% is indeed great. This should attract more investors from the outside world.

Posted Using LeoFinance Beta

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Yes Bala. I am pretty much excited to shill this particular feature to my friends. Their money is rotting in their bank accounts!

Posted Using LeoFinance Beta

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I already did that. I successfully brought 3 people to Hive. They are investing consistently.

Posted Using LeoFinance Beta

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That's awesome buddy! I know it's very hard to onboard someone and retain them for a long time. You are doing a great job.

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