Invest4free (passive) investment - weekly update

My weekly passive income statement for invest4free - Let me show you how you can get a good ROI as a small investor.

Image by Steve Buissinne from Pixabay

I started this account to be able to show that you can become an investor for free through being active on Hive. So far I have been able to collect a nice amount of Hive and hive-engine tokens, but it is time to start making smart investment decisions and share those with you. Since that is what I started this account for, to help you grow when your account is still small. Showing you how to do it, as I am learning that myself. Because I have started to invest, it is time that I start sharing the journey with you.

This post will be a lot longer than the future ones, as I explain everything now and in the future posts I will make sure not to repeat myself constantly.

Hive power curation APR

Currently I have about 252 Hive power, which is generating a semi-passive income of about 8% APR through curation of other people’s posts. So that means that if I did just that for the next 365 days, then I will likely get about 20 Hive from curation rewards. I get this percentage from hivestats.io where you can check a lot income stats for any hive-account, including your own, for free.

But there are far more interesting ways to grow for a small account that does not get 20% APR through curation yet.

Mpath token

The Mpath token is the ideal investment token for people who create content regularly. Just by holding the token you will get upvotes from the MAP FinTech project run by @rycharde. Check the blog from the @mpath account for more info and go to the discord channel link in the blogs if you have any questions.

I currently hold a bit more than 58 Mpath tokens and this gives me upvotes for 1 blog per day of about 0,11 Hive. Obviously I get only 50% of that. If nothing changes, and that is a big if in cryptoland, then getting this for 365 days, means that I will get about 20 Hive in author rewards. Mpath tokens currently cost 0,6 Hive on hive-engine, so my Mpath tokens are worth about 34,8 Hive. So the return on my investment (ROI) is about 57% through these upvotes.

Because of the special rewards curve that Hive has, these exact numbers go up and down a lot. Also when my Mpath holdings increase, there are certain points where the upvote value from the MAP FinTech accounts goes up. I do not know what they are exactly, but clearly when you post regularly, then it is worth having these tokens.

However, this is not all. When you hold Mpath tokens, then you also get dividends in Mpath tokens. Last week I got 0,147 Mpath and this is based on 58 Mpath. So the weekly dividend is about 0,2%. Multiply that by 52 and you are looking at a 13% ROI as a bonus on top of the upvote value. And then I haven’t even looked at the compounding effect of these dividends in Mpath, which will sligthly increase your next weeks dividends as well.

Maybe be my math is a bit off and perhaps it is not as profitable for bigger amounts of Mpath. As in the blogs @rycharde usually mentions an ROI percentage in the range of 25-30%, but for a small account that hopes to increase the upvotes for their content, I highly recommend stacking some Mpath. You need at least 1 full Mpath to start receiving upvotes, which currently costs only 0,6 Hive. This is a really good deal if you ask me.

DHEDGE

Last sunday I had 48 DHEDGE tokens and got a weekly payout of 0,017 Hive. You can buy 4 DHEDGE tokens for 1 Hive, so using that my estimate is that the ROI currently stands at 7%, which similar to my curation APR.

This fund is still in the startup phase, not all tokens are generating the desired returns. But I think that will change soon enough.

It is a really cool project, since you can contribute to it by sending tokens to @discohedge, which will then be added to the fund to generate income, while you get DHEDGE tokens in return. Check this post if you like to find out more.

The rewards for holding DHEDGE tokens comes to you in liquid Hive, so that is awesome. You can sell it, convert it or power it up. Whatever you like.

EDS

EDS, or Eddies earners is run by @spinvest and is another token that will generate liquid hive for you. A 12% ROI is promised. I hold 4 EDS tokens, which I bought for 1,01 Hive each. On monday I got a payout of 0,01 Hive. That gives an ROI of 12,9%. So not a bad investment at all.

BRO

I sold my BRO tokens at a profit a while back, when it wasn’t really clear where the project was going. But the last blogs and reports in the discord server have been very interesting to say the least. BRO tokens are now 4 Hive, so that is pretty expensive, but I bought 2 of them anyway. I now get 0,005 Hive per day for my BRO tokens. That means the ROI stands at 22,8% which is awesome and much higher than my curation APR will be for along time.

Earning through delegations

Now that my account has reached 250 Hive power, I have started looking at delegation options for extra income.

@Leo.voter

Although you don’t get that much Leo from it anymore, since it rewards in Leo tokens and currently everyone is trying to get their hands on some Leo tokens and this is certainly the easiest way. Because the token price has gone up a lot, it looks like the ROI is about 15%. Intieme next update I will go into more details.

@accelerator

This could be one of the best opportunities for delegations. I will have to calculate the ROI on this one, but it should be really high. You get rewarded in M token’s and it is also a project by MAP FinTech. I have delegated to @accelerator, but I need to wait for 8 days. That is the warm up period. So more on that next time.

@tipu

Tipu does not give you the best ROI, but it is a really cool project and is by far the easiest way to earn liquid hive for your hive power. It is much, much easier than dlease. You delegate some hive power and immediately you start getting hive rewards. Want to do something else with your hive power? Simply undelegate and the hive rewards will stop, but not before you got a nice thank you notice along with a 0,001 Hive payment in your wallet from @cardboard. Simple liquid Hive rewards, no strings attached.

I have delegated 10 Hive power and I get 0,002-0,003 Hive every day. It goes up and down a bit with the profits of tipu. ROI is somewhere around 9-10% I think. I think that with small delegations calculations for tipu rewards are not the most accurate. The difference between 0,002 and 0,003 is massive. If you delegate 1000 Hive, then the fluctuations will be much smaller I think.

Conclusion

Currently the token you must have as a content producer is the Mpath token. There is nothing that comes even close. I also expect that delegating to @accelerator for M tokens will be the most beneficial for returns on your delegations.

As an investor I would focus on a mix of BRO, EDS and MPath. When the returns for DHEDGE go up in the coming weeks, then this one could start to outperform the others, but at the moment it does not.

If you know of any other tokens that I definitely should check out, or projects that I should delegate to. Then do let me know and I will include them in my portfolio and report on their ROI for a small investor.

Thank you for reading and do let me know if you have any questions, if you know of other cool projects or if you appreciate this kind of information.