Your Most Valuable Asset

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While everyone is celebrating the crypto bull-runs and the amazing profits, this is also the time of the year where we can pause and reflect on ourselves. Because every aspect of life overlaps with financial success, I feel strongly about a topic that most people don’t consider related. Most take it for granted and neglect it when it needs everyday attention. Here we go: Everyone must take charge of their health. OK, I can feel the collective groan. You mean I have to eat chunks of tofu? Um, no, but it would help to put down the donuts.

Here’s the downside of not managing your health

Feeling like a slug all the time might be a hint. Having minor, chronic discomfort is another clue, whether from digestion, skin problems, allergies, or constantly getting a cold.

Here’s my day when I don’t eat right, exercise, or sleep well: cranky, no focus, foggy-headed, lethargic. I can’t read anything beyond a third-grade level, and I don’t want anyone near me. After a few days, it’s like I’ve chosen Door #1 to the dark vortex that brings on depression. Eventually, everyone will run from me, but I don’t care because all I want to do is lay down.

Let’s keep the gloom going. Death can also be a consequence. I know some unfortunate souls who faced an early demise from years of poor nutrition, too much alcohol, and untreated medical conditions.

Health = Wealth

Your health has everything to do with your financial success. Your work energy is your currency with the world. The world pays for skills, and if a fuzzy mind saps your skills, your currency level stands to suffer. If not performing well on the job, it’s possible that you won’t be chosen to work on high-profile assignments, which leads to being passed over for promotions, which leads to less income.

No one wants to work with a sluggish person that always shows up late. Employees that always call in sick are considered unreliable, and those workers tend to fall behind in their career. Why stunt your earning power when it’s an easy fix?

It’s Expensive To Be Sick

Constant health care costs time, as well as money. The time spent at doctor appointments could be spent on money-earning activities. Then there’s paying for prescriptions because health insurance doesn’t cover everything. A friend of mine admitted to needing $600 out-of-pocket every month for asthma medication. Out-of-pocket co-pays for serious illnesses can obliterate a person’s financial position. There’s a reason why the drug companies are so powerful. People rely on prescriptions to solve their problems when their issues could be resolved if they paid better attention to what optimal physical health requires.

You only get one body

What you do today determines how you’ll feel in the future. Think far – it’s not over at 50, 60, or 70. Unfortunately, many individuals are forced into premature retirement, limiting their resources, when they could have worked for a few more years to supplement their retirement pot. My idea of retirement doesn’t include constantly going to the doctor. Imagine reaching financial freedom and being imprisoned by health issues? Money can buy good medical care, but it can’t buy good health. That’s up to you.

Why live your life on flat tires? Small changes make big differences. The human body is very resilient, and it’s never too late to start. You don’t have to exercise like an Olympic athlete, eat like a monk, or never enjoy a wine buzz again. Moderation is the key to life.

All of the financial planning and hard work to achieve early retirement and financial independence won’t mean anything if you are so unhealthy that you can’t enjoy the freedom you worked hard to earn. It’s an important lesson for us all to remember!


Thank you for reading and hope you have a good rest of the day!

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