RE: There's Nothing More American Than Wanting to Lose Weight And Fix Your Credit

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It sounds like your creditscore is very important in US?
If I have bad creditscore here I can Only take paydayloans If I need loan - But as Long as I dont need loan it not effekt me at all. Does it effekt your life more than loansituation?

ecency
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In the US most of our "large" purchases are financed.

Houses, cars, schooling,etc.

Your credit affects your housing if you want to buy a house and also if you want to rent a house. Those with good credit get lower interest rates on homes and have to give smaller deposits in rentals.

For a large percentage of the US, a credit score is very important, it can even affect the job you get.

So yes, credit and credit score affects your life.

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